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Credit card payments are one popular e-payment option apart from cash payments. Recent reports show that credit card fraud and payment defaults are increasing annually and are alarming. Thus, researchers have attempted various machine learning techniques
Suraya Nurain Kalid +2 more
exaly +3 more sources
The Estimation of Monopoly Power in Two Sided Markets; The Case Study of Payment Cards in Iran [PDF]
This article examines the theory of network-based economics (two-sided markets) and considers payment cards in Iran as a case study. Based on the monthly data of the Central Bank of Iran and the payment cards of electronic networks in Iran (SHAPARAK ...
Reza Taleblou +2 more
doaj +1 more source
An exploration of card payment services in Mexico: A managerial and customer perspective
This study is rooted in trust theory to comprehensively understand the determinants of card payment usage in the context of Mexico. Thus, we employed a quantitative approach to investigate how attitude, security, trust, distrust, and intention aid the ...
Sunday Adewale Olaleye +2 more
doaj +1 more source
The Impact of Cashless Payment on Indonesian Economy: Before and During Covid-19 Pandemic
This study aims to analyze the impact of cashless payments on Indonesia’s economy, before and during the COVID-19 pandemic. The economic growth in this study is calculated through GDP at constant price and the cashless payment in this study are ...
Irvi Givelyn +3 more
doaj +3 more sources
Time-Weighted Cumulative LSTM Method Using Log Data for Predicting Credit Card Customer Turnover
One of the most important challenges for credit card companies is to retain customers. To achieve this, they predict whether customers will use credit cards and respond preemptively through marketing. Improper prediction leads to an increase in marketing
Jinyong Eom, Jaekwang Kim
doaj +1 more source
Electronic Payment Systems: Operation Peculiarities and Economic Efficiency Assessment [PDF]
The PayTech sector, which is transforming payment methods, has become one of FinTech's largest segments. Electronic payment systems (EPS) are developing actively and acquiring certain specific features, which are important for their creation and ...
Khanin Igor H., Sopin Yevhen O.
doaj +1 more source
Contemporary business continues to leverage the opportunities of internet connectivity for marketing, sales, and visibility. Digital payment plays an imperative role in online shopping transactions.
Themba Zitha, Darry Penceliah
doaj +3 more sources
Towards a cashless society: Use of electronic payment devices among generation Z [PDF]
Nowadays, transactions on e-commerce platforms (e-payment) utilizing a credit card are popular. Using credit cards for electronic purchases over the Internet is much different from offline purchases in traditional stores; only online transactions do not ...
Raden Aswin Rahadi +9 more
doaj +1 more source
THE FEATURES OF DEVELOPMENT OF THE PAYMENT CARD MARKET IN UKRAINE
The article analyzes the current state and major current trends in the development of the payment card market in Ukraine. The domestic professional literature reflects some aspects of these issues, in particular, the role and place of payment systems ...
M. Bilyi
doaj +1 more source
The impact of contactless payment on cash usage at an early stage of diffusion
This paper explores the impact of contactless payment on consumers’ demand for cash at an early stage of diffusion. The specific devices that are investigated are debit and credit cards, in which the feature is embedded.
Tobias Trütsch
doaj +1 more source

