Results 1 to 10 of about 21,750 (162)

Payment Cards [PDF]

open access: yesNaše Gospodarstvo, 2016
The aim of this paper is to analyze the use of payment cards in retail in the Czech Republic from the side of clients (buyers) and the side of sellers.
Kantnerová Liběna
doaj   +3 more sources

FORGING PAYMENT CARDS AND CYBERCRIME

open access: yesPravo, 2023
Payment card forging and high-tech crime are deeply rooted problems in today’s society. These sophisticated forms of crime utilize advanced techniques and high-tech tools to illegally access financial resources and commit fraud.
Katarina Stojković Numanović   +2 more
doaj   +2 more sources

Detecting Frauds and Payment Defaults on Credit Card Data Inherited With Imbalanced Class Distribution and Overlapping Class Problems: A Systematic Review

open access: yesIEEE Access
Credit card payments are one popular e-payment option apart from cash payments. Recent reports show that credit card fraud and payment defaults are increasing annually and are alarming. Thus, researchers have attempted various machine learning techniques
Keng-Hoong Ng   +2 more
exaly   +3 more sources

The Estimation of Monopoly Power in Two Sided Markets; The Case Study of Payment Cards in Iran [PDF]

open access: yesفصلنامه پژوهش‌های اقتصادی ایران, 2021
This article examines the theory of network-based economics (two-sided markets) and considers payment cards in Iran as a case study. Based on the monthly data of the Central Bank of Iran and the payment cards of electronic networks in Iran (SHAPARAK ...
Reza Taleblou   +2 more
doaj   +1 more source

An exploration of card payment services in Mexico: A managerial and customer perspective

open access: yesJournal of Technology Management & Innovation, 2022
This study is rooted in trust theory to comprehensively understand the determinants of card payment usage in the context of Mexico. Thus, we employed a quantitative approach to investigate how attitude, security, trust, distrust, and intention aid the ...
Sunday Adewale Olaleye   +2 more
doaj   +1 more source

Pricing Payment Cards [PDF]

open access: yesSSRN Electronic Journal, 2010
Payment card networks, such as Visa, require merchants' banks to pay substantial “interchange” fees to cardholders' banks on a per transaction basis. This paper shows that a network's profit-maximizing fee induces an inefficient price structure, oversubsidizing card usage and overtaxing merchants.
Bedre Defolie, Ózlem, CALVANO, EMILIO
openaire   +7 more sources

Innovation of Electronic Card-Based Public Transportation Fare Payment Systems

open access: yesInternational Journal of Research and Applied Technology, 2023
The development of technology is increasingly rapid, encouraging the people of Indonesia, especially Bandung city, to start shifting from cash to the era of a cashless society, especially when it is currently in the Covid-19 pandemic.
Umi Narimawati   +7 more
doaj   +1 more source

The Impact of Cashless Payment on Indonesian Economy: Before and During Covid-19 Pandemic

open access: yesJurnal Ekonomi Pembangunan, 2022
This study aims to analyze the impact of cashless payments on Indonesia’s economy, before and during the COVID-19 pandemic. The economic growth in this study is calculated through GDP at constant price and the cashless payment in this study are ...
Irvi Givelyn   +3 more
doaj   +3 more sources

Time-Weighted Cumulative LSTM Method Using Log Data for Predicting Credit Card Customer Turnover

open access: yesIEEE Access, 2023
One of the most important challenges for credit card companies is to retain customers. To achieve this, they predict whether customers will use credit cards and respond preemptively through marketing. Improper prediction leads to an increase in marketing
Jinyong Eom, Jaekwang Kim
doaj   +1 more source

Interchange fees in card payments [PDF]

open access: yesJournal of Payments Strategy & Systems, 2011
The present paper explores issues surrounding multilateral interchange fees (MIFs) in payment card markets from various angles. A constructive dialogue among the stakeholders involved is key in this debate. Transparency and clarity with respect to the real costs and benefits of different payment instruments are indispensable for a modern and harmonised
Börestam, Ann, Schmiedel, Heiko
openaire   +2 more sources

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