Results 21 to 30 of about 406,367 (283)

A gap and damage in the security of payment cards

open access: yesBusiness: Theory and Practice, 2006
In the article the payment card problems are connected with a gap and damage in the security system. The main purpose of the article is to evaluate security level of the payment card system and find its security gap and damage.
Vytautas Sūdžius   +1 more
doaj   +1 more source

Impact of interchange fees rates on the Polish payment cards market

open access: yesCopernican Journal of Finance & Accounting, 2013
The aim of this paper is to indicate the importance of the interchange fee on the payment card market in Poland and its impact on the development of the acceptance network.
Krzysztof Maciejewski
doaj   +1 more source

Eavesdropping of Magnetic Secure Transmission Signals and Its Security Implications for a Mobile Payment Protocol

open access: yesIEEE Access, 2018
Magnetic secure transmission (MST) is a technology that emulates the action of swiping a magstripe card in a card reader in that it artificially generates the magnetic signal produced when a card is swiped.
Daeseon Choi, Younho Lee
doaj   +1 more source

Why Do Shoppers Use Cash? Evidence from Shopping Diary Data [PDF]

open access: yes, 2012
Recent studies find that cash remains a dominant payment choice for small-value transactions despite the prevalence of alternative methods of payment such as debit and credit cards.
Wakamori, Naoki, Welte, Angelika
core   +2 more sources

TINDAK PIDANA PENYALAHGUNAAN PENGGUNAAN KARTU KREDIT DAN UPAYA PENANGGULANGAN PENYALAHGUNAAN KARTU KREDIT

open access: yesAl-Adl, 2017
Credit card is one of tool for simply payment, and its giving efficient and more value for customer. It is also completing retail transaction that publish as a payment tool that used in some transaction.
Andin Rusmini
doaj   +1 more source

Must-Take Cards: Merchant Discounts and Avoided Costs [PDF]

open access: yes, 2011
Antitrust authorities often argue that merchants cannot reasonably turn down payment cards and therefore must accept excessively high merchant discounts. The paper attempts to shed light on this “must-take cards” view from two angles.
ROCHET, Jean Charles, TIROLE, Jean
core   +1 more source

Temporal dynamics of payment choices: Unraveling the interplay between time preferences and credit card utilization in Japan

open access: yesCogent Economics & Finance
This study investigates whether the present bias influences the payment behavior of credit card holders in Japan. We hypothesize that credit card holders with present bias prefer to delay bill payment, even at the cost of accepting interest charges.
Yu Kuramoto   +5 more
doaj   +1 more source

Multilateral interchange fees in Serbia and their impact on card payment systems development [PDF]

open access: yesIndustrija, 2012
The establishment of policies and incentives for the issuance and card acceptance worldwide is the necessary basis for the development of card based payment instruments.
Obradović Slobodan, Tešić Dejan
doaj   +1 more source

Credit Cards and Payment Efficiency [PDF]

open access: yesSSRN Electronic Journal, 2001
On May 22, 2001, the Payment Cards Center of the Federal Reserve Bank of Philadelphia sponsored a workshop on the role of interchange fees in the credit card industry. The workshop discussion, led by Dr. David Humphrey of Florida State University, explored the framework behind interchange fees.2 It then focused on several open questions that have ...
openaire   +2 more sources

Using QR Codes for Payment Card Fraud Detection

open access: yesInformation
Debit and credit card payments have become the preferred method of payment for consumers, replacing paper checks and cash. However, this shift has also led to an increase in concerns regarding identity theft and payment security.
Rachid Chelouah, Prince Nwaekwu
doaj   +1 more source

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