Results 251 to 260 of about 688,756 (306)

The influence of social cues in learning and decision-making over time. [PDF]

open access: yesFront Psychol
Perez E   +6 more
europepmc   +1 more source
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Payment card fraud: Challenges and solutions

2012 IEEE International Conference on Intelligence and Security Informatics, 2012
Payment card fraud is causing billions of dollars in losses for the card payment industry. Besides direct losses, the brand name can be affected by loss of consumer confidence due to the fraud. As a result of these growing losses, financial institutions and card issuers are continually seeking new techniques and innovation in payment card fraud ...
exaly   +3 more sources

Economics of payment cards: A status report [PDF]

open access: possibleFRB Chicago Economic Perspectives, 2008
This article surveys the recent theoretical literature on payment cards (focusing on debit and credit cards) and studies this research's possible implications for the current public policy debate over payment card networks and the pricing of their services for both consumers and merchants.
Wilko Bolt, Sujit Chakravorti
openaire   +2 more sources

Authorizing Card Payments with PINs

Computer, 2008
Chip and PIN technology was introduced as a means of decreasing payment-card fraud. However, according to results of a two-phase experiment, the technology makes it easier for thieves to obtain PINs and more difficult for customers to defend against counterfeiting.
Vashek Matyas   +3 more
openaire   +1 more source

The Economics of Payment Card Fee Structure: What Drives Payment Card Rewards? [PDF]

open access: possibleSSRN Electronic Journal, 2008
This paper investigates potential market forces that cause payment card rewards even when providing payment card rewards is not the most efficient. Three factors - oligopolistic merchants, output-maximizing card networks, and the merchant's inability to set different prices across payment methods - may potentially explain the prevalence of payment card
openaire   +1 more source

The Economics of Payment Card Fee Structure: Policy Considerations of Payment Card Rewards [PDF]

open access: possibleSSRN Electronic Journal, 2008
This paper considers possible public policies that could improve efficiency and welfare distribution in the U.S. retail payments industry. Mainly, four options, i) encouraging competition; ii) allowing merchants to surcharge; iii) regulating merchant fees; and iv) regulating payment card rewards, are discussed, but each option has advantages and ...
openaire   +1 more source

EMV card payments – An update

Information Security Technical Report, 2006
A report on the status of EMV card payment technology and a look at where this payment technology is heading.
openaire   +2 more sources

Optimal card payment systems

European Economic Review, 2001
This paper presents a model of a card payment system to address the pricing and rules that govern such systems. It evaluates the social optimality of privately set interchange fees and the adoption of a rule by payment systems to prevent merchants surcharging for card transactions using two extremes of merchant pricing - monopolistic pricing and ...
openaire   +1 more source

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