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The Economics of Payment Cards
SSRN Electronic Journal, 2012AbstractThis paper surveys the economics literature on payment cards, focusing on the role of interchange fees, merchant internalization, surcharging and two-sided markets. The paper aims to integrate a wide range of theoretical papers with the relevant empirical research and important policy questions.
Marc Rysman, Julian Wright
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Applied Economics, 2015
ABSTRACTAlthough the development of the card payment system allows for lowering the costs of money circulation and thereby leads to significant economic gains, relatively small amount of research has been dedicated to the analysis of the determinants of this development.
Bartosz Witkowski, Goczek, Łukasz
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ABSTRACTAlthough the development of the card payment system allows for lowering the costs of money circulation and thereby leads to significant economic gains, relatively small amount of research has been dedicated to the analysis of the determinants of this development.
Bartosz Witkowski, Goczek, Łukasz
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Unleashing the Wild Card for mobile payment
2014 IEEE International Conference on Pervasive Computing and Communications (PerCom), 2014Mobile wallets promise a future where users do not need to carry physical payment cards. However, the slow adoption of contactless point of sales (POS) terminals by merchants limits the potential of Near-Field Communication (NFC) based payment devices.
Mastooreh Salajegheh +2 more
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2017
This chapter focuses on the use of payment cards in commercial transactions. Contactless cards are becoming increasing popular and account for 49 per cent of all cards in issue. Contactless payment is made through the tap of a card on (or by waiving it over) a reader, without requiring a personal identification number or signature.
MA Clarke +5 more
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This chapter focuses on the use of payment cards in commercial transactions. Contactless cards are becoming increasing popular and account for 49 per cent of all cards in issue. Contactless payment is made through the tap of a card on (or by waiving it over) a reader, without requiring a personal identification number or signature.
MA Clarke +5 more
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Card Payment Protocol for Cryptocurrencies with Payment Channel Network
Distributed Ledger Technologies: Research and PracticeCryptocurrency, despite the upsurge as a speculative investment, is still a long way from being people’s money. The extreme technicality poses a significant barrier for the general public to adopt it as a medium of exchange. Therefore, simplifying the payment process is a predominant necessity; for example, facilitation in adopting conventional payment
Anupa De Silva +2 more
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Credit Card Minimum Payment Restrictions
We study a government policy that restricts repayment choices with the aim of reducing credit card debt. The policy requires the minimum payment on credit card balances in Quebec to be at least 2% of the statement balance for cards opened before August 2019 and at least 5% for cards opened after August 2019. The rest of Canada is unaffected.Allen, Jason +2 more
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2017
The profitability of bank transactions via payment cards according to the types of the payment systems, the method of information recording on a card, the types of transactios according to their application, as well as expenses are related to the issue and maintenance of payment cards have been ...
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The profitability of bank transactions via payment cards according to the types of the payment systems, the method of information recording on a card, the types of transactios according to their application, as well as expenses are related to the issue and maintenance of payment cards have been ...
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Gift card payment or cash payment: Which payment is suitable for trade-in rebate?
Transportation Research, Part E: Logistics and Transportation Review, 2020Kaiying Cao
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A Survey of Payment Card Industry Data Security Standard
IEEE Communications Surveys and Tutorials, 2010Yang Xiao, Suat Özdemir, Hui Chen
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