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Applied Economics, 2015
ABSTRACTAlthough the development of the card payment system allows for lowering the costs of money circulation and thereby leads to significant economic gains, relatively small amount of research has been dedicated to the analysis of the determinants of this development.
Łukasz Goczek, Bartosz Witkowski
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ABSTRACTAlthough the development of the card payment system allows for lowering the costs of money circulation and thereby leads to significant economic gains, relatively small amount of research has been dedicated to the analysis of the determinants of this development.
Łukasz Goczek, Bartosz Witkowski
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Electronic payments using payment cards [PDF]
, 2009 A method of making a payment uses a mobile communication device (1) and a payment card (2), both the mobile communication device (1) and the payment card (2) being provided with a respective near field communication unit (11, 21) and at least the mobile communication device (1) being provided with an input unit (12) for inputting data.
Waaij, B.D. van der +8 more
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Unleashing the Wild Card for mobile payment
2014 IEEE International Conference on Pervasive Computing and Communications (PerCom), 2014Mobile wallets promise a future where users do not need to carry physical payment cards. However, the slow adoption of contactless point of sales (POS) terminals by merchants limits the potential of Near-Field Communication (NFC) based payment devices.
Mastooreh Salajegheh +2 more
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2017
This chapter focuses on the use of payment cards in commercial transactions. Contactless cards are becoming increasing popular and account for 49 per cent of all cards in issue. Contactless payment is made through the tap of a card on (or by waiving it over) a reader, without requiring a personal identification number or signature.
MA Clarke +5 more
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This chapter focuses on the use of payment cards in commercial transactions. Contactless cards are becoming increasing popular and account for 49 per cent of all cards in issue. Contactless payment is made through the tap of a card on (or by waiving it over) a reader, without requiring a personal identification number or signature.
MA Clarke +5 more
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PAYMENT CARD AND METHOD FOR CONDUCTING TRANSACTIONS USING A PAYMENT CARD
2002The invention relates to a payment card (1) for conducting electronic money transactions provided in the form of a flat object, which carries an identification code (8) of an access authorization for a prepaid amount of money, and the identifications code (8) is concealed by a label.
LOGO HARDWARE & INTERNET SERVI +1 more
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Card Payment Protocol for Cryptocurrencies with Payment Channel Network
Distributed Ledger Technologies: Research and PracticeCryptocurrency, despite the upsurge as a speculative investment, is still a long way from being people’s money. The extreme technicality poses a significant barrier for the general public to adopt it as a medium of exchange. Therefore, simplifying the payment process is a predominant necessity; for example, facilitation in adopting conventional payment
Anupa De Silva +2 more
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Payment card fraud: Challenges and solutions
2012 IEEE International Conference on Intelligence and Security Informatics, 2012Payment card fraud is causing billions of dollars in losses for the card payment industry. Besides direct losses, the brand name can be affected by loss of consumer confidence due to the fraud. As a result of these growing losses, financial institutions and card issuers are continually seeking new techniques and innovation in payment card fraud ...
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Credit Card Minimum Payment Restrictions
We study a government policy that restricts repayment choices with the aim of reducing credit card debt. The policy requires the minimum payment on credit card balances in Quebec to be at least 2% of the statement balance for cards opened before August 2019 and at least 5% for cards opened after August 2019. The rest of Canada is unaffected.Allen, Jason +2 more
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Gift card payment or cash payment: Which payment is suitable for trade-in rebate?
Transportation Research, Part E: Logistics and Transportation Review, 2020Kaiying Cao
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