Results 261 to 270 of about 314,802 (308)

Authorizing Card Payments with PINs

Computer, 2008
Chip and PIN technology was introduced as a means of decreasing payment-card fraud. However, according to results of a two-phase experiment, the technology makes it easier for thieves to obtain PINs and more difficult for customers to defend against counterfeiting.
Vaclav Matyas, Jan Krhovjak, Marek Kumpost, Dan Cvrcek   +3 more
openaire   +1 more source

Credit Card Minimum Payment Restrictions

We study a government policy that restricts repayment choices with the aim of reducing credit card debt. The policy requires the minimum payment on credit card balances in Quebec to be at least 2% of the statement balance for cards opened before August 2019 and at least 5% for cards opened after August 2019. The rest of Canada is unaffected.
Allen, Jason, Boutros, Michael, Guttman-Kenney, Benedict   +2 more
openaire   +2 more sources

The Economics of Payment Cards

SSRN Electronic Journal, 2012
AbstractThis paper surveys the economics literature on payment cards, focusing on the role of interchange fees, merchant internalization, surcharging and two-sided markets. The paper aims to integrate a wide range of theoretical papers with the relevant empirical research and important policy questions.
Marc Rysman, Julian Wright
openaire   +1 more source

Organised cybercrime and payment cards

Card Technology Today, 2009
Today's cybercrime is a fast-expanding, global industry, operating in a major shadow economy that closely mimics the real business world, including profit-driven organised cybercrime. For the cards world, its impact is being felt by firms holding customer's credit and debit card details.
openaire   +1 more source

PAYMENT CARD AND METHOD FOR CONDUCTING TRANSACTIONS USING A PAYMENT CARD

2002
The invention relates to a payment card (1) for conducting electronic money transactions provided in the form of a flat object, which carries an identification code (8) of an access authorization for a prepaid amount of money, and the identifications code (8) is concealed by a label.
LOGO HARDWARE & INTERNET SERVI, HEINIG HEIKO   +1 more
openaire   +1 more source

Optimal Payment Cards Fees [PDF]

, 2007
Credit card rebates, which are paid to all credit card users regardless of borrowing, have grown substantially. This paper analyzes this phenomenon by comparing the socially and privately optimal interchange fees in debit and credit cards. Compared to debit cards, credit cards raise efficiency by allowing convenient borrowing, but also tax nonholders ...
openaire  

Payment card

2011
openaire   +2 more sources

Card Payments: Pricing and Competition

2001
As in most other countries in the EU, the relative importance of plastic cards as payment media has grown substantially over the past ten years in Sweden. At the end of the 1980s only about one in twenty cashless transactions was card based. During the 1990s this figure more than doubled and today payment cards are used in more than one in ten ...
openaire   +1 more source

The effect of credit card versus mobile payment on convenience and consumers’ willingness to pay

Journal of Retailing and Consumer Services, 2020
Erik Maier
exaly  

A Survey of Payment Card Industry Data Security Standard

IEEE Communications Surveys and Tutorials, 2010
Yang Xiao, Hui Chen, Suat Ozdemir
exaly