Results 171 to 180 of about 50,669 (283)

Basis risk, social comparison, perceptions of fairness, and demand for insurance: A field experiment in Ethiopia

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract Index insurance lowers agricultural risk but covers only covariate risks. Since farmers do not have complete insurance, they may develop mistrust of insurance when experiencing crop losses and not receiving payouts. Although recent innovations in remote sensing enable the provision of more complete insurance including coverage for ...
Berber Kramer   +2 more
wiley   +1 more source

From gateway to value ladder—The curious case of online mutual aid in China

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract This study examines how InsurTech‐enabled information provision, specifically the disclosure of claimant information previously unavailable in conventional insurance, influences individuals' insurance uptake. We leverage Mutual Aid (MA) platforms as a natural context to examine how socially framed loss information, peer influence, and salience
Ze Chen   +3 more
wiley   +1 more source

The Compatriot Win Effect and Behavioural Biases in Lottery Markets

open access: yesOxford Bulletin of Economics and Statistics, EarlyView.
ABSTRACT This paper presents evidence to support the compatriot win effect as a behavioural bias in lottery demand. We exploit the quasi‐random assignment of the jackpot prize across provinces in the Christmas draw of the Spanish National Lottery to examine whether lottery sales increase in jackpot‐winning provinces in subsequent draws.
David Boto‐García   +2 more
wiley   +1 more source

Stochastic Simulation Model for Forecasting Index‐Linked Public Expenditure

open access: yesPublic Budgeting &Finance, EarlyView.
Abstract This paper introduces a system dynamics (SD) model for analyzing public sector cost growth, where costs are tied to indices. The SD model isolates the effects of automatic indexation, providing probabilistic projections of expenditure growth. It enables testing of alternative indexation strategies and cost‐reduction measures. Findings show how
Miia Rissanen   +2 more
wiley   +1 more source

Surgical specialists face higher a risk for malpractice compared to their non-surgical colleagues. [PDF]

open access: yesSci Rep
Dronkers WJ   +13 more
europepmc   +1 more source

The Effect of Performance Failures on User Satisfaction: Evidence From a Natural Experiment

open access: yesPublic Administration Review, EarlyView.
ABSTRACT Despite long‐standing interest in satisfaction with public services and organizations, our knowledge of how responsive user satisfaction is to real‐world performance fluctuations remains limited. Existing cross‐sectional studies may suffer from selection bias, while survey experiments may overstate performance information effects, as the ...
Mads Thau   +2 more
wiley   +1 more source

Taking Eco‐Social Risks Seriously: Explaining the Introduction of Compulsory Insurance for Natural Hazards

open access: yesRegulation &Governance, EarlyView.
ABSTRACT Given the ongoing climate crisis, the frequency and severity of natural disasters are increasing. These events result in enormous reconstruction costs, pose a high burden on state budgets, and potentially drive homeowners into private insolvency.
Anne‐Marie Parth
wiley   +1 more source

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