A credit scoring model based on the Myers-Briggs type indicator in online peer-to-peer lending. [PDF]
Financ Innov, 2022 Woo H, Sohn SY.
europepmc +1 more source
How Microfinance Can Close Asymmetrical Information on Peer-to-Peer Platforms [PDF]
, 2016 Peer-to-peer lending has sprung up in recent years, defined by its flexibility to meet the needs of loan applicants from a range of financial backgrounds.
Jones, Justin
core +1 more source
The relevant trends of crowdfunding and practical aspects of its development in Ukraine [PDF]
, 2019 Розглянуто сучасні умови ринку краудфандингу як реальну можливість фінансування стартапів в Україні. Метою статті є визначення актуальних тенденцій краудфандингу в усьому світі та узагальнення практичних аспектів його розвитку в Україні.
Haitan, Anastasiia +5 more
core +1 more source
Flexible Memory: Progress, Challenges, and Opportunities
Advanced Intelligent Discovery, EarlyView.Flexible memory technology is crucial for flexible electronics integration. This review covers its historical evolution, evaluates rigid systems, proposes a flexible memory framework based on multiple mechanisms, stresses material design's role, presents a coupling model for performance optimization, and points out future directions.
Ruizhi Yuan +5 more
wiley +1 more source
Evolutionary game analysis of FinTech transformation: A social co-governance pattern of peer-to-peer lending market in China. [PDF]
Front Psychol, 2022 Wang Q, Liu X, Zhang C.
europepmc +1 more source
Group-lending: Sequential financing, lender monitoring and joint liability [PDF]
We develop a simple model of group-lendingbased on peer monitoring and moral hazard. We find that, in the absence of sequential financing or lender monitoring, group-lending schemes may involve under-monitoring with the borrowers investing in undesirable
Prabal Roy Chowdhury
core
Are Women More Credit-Constrained than Men? Evidence from a Rising Credit Market [PDF]
, 2010 This study investigates whether gender discrimination is taking place in an innovative credit market known as peer-to-peer lending. Based on the data of the largest German peer-to-peer lending platform, we observe that female borrowers pay on average ...
Barasinska, Nataliya +1 more
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Australian Journal of Social Issues, EarlyView.ABSTRACT Disparities in Assistive Technology (AT) access exist for Aboriginal and Torres Strait Islander peoples despite recent policy reforms. This paper brings together First Nations and Western academic ways of being, knowing and doing to deliver an AT practice analysis based upon primary data from two research reports into the cultural safety of AT
Shane Hearn +6 more
wiley +1 more source
PEER TO PEER LENDING DI INDONESIA DAN BEBERAPA PERMASALAHANNYA
Veritas et Justitia, 2019 Peer to peer lending has developed into a new investment measure providing solution for middle and small business enterprises in Indonesia, i.e., to obtain loan without collateral.
Adi Setiadi Saputra
doaj +1 more source
Does Gender Affect Investors' Appetite for Risk?: Evidence from Peer-to-Peer Lending [PDF]
This study investigates the role of gender in financial risk-taking. Specifically, I ask whether female investors tend to fund less risky investment projects than males.
Nataliya Barasinska
core