Results 51 to 60 of about 86,858,392 (197)
Peer-to-Peer Lending – A (Financial Stability) Risk Perspective [PDF]
Review of Economics, 2017 Abstract The aim of this survey article is to discuss P2P lending, a subcategory of crowdfunding, from a (financial stability) risk perspective. The discussion focuses on a number of dimensions such as the role of soft information, herding, platform default risk, liquidity risk, and the institutionalization of P2P markets.
openaire +3 more sources
The Business Models and Economics of Peer-to-Peer lending. ECRI Research Report No 17, May 2016 [PDF]
, 2016 This paper reviews peer-to-peer (P2P) lending, its development in the UK and other countries, and assesses the business and economic policy issues surrounding this new form of intermediation.
Parboteeah, Paul, Milne, Alistair
core
The Problems of Consumer Protection in Fintech Peer To Peer Lending Business Activities in Indonesia
Sociological Jurisprudence Journal, 2020 Industrial Revolution 4.0 has influenced the development of technology and information. The presence of financial technology (fintech) especially fintech peer to peer lending in Indonesia is proof that the Industrial Revolution 4.0 has had an influence ...
Hari Sutra Disemadi +2 more
doaj
Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan, 2020 The purpose of this study is to analyze the legal basis for consumer protection and forms of consumer protection for the inclusion of exoneration clauses in financial technology peer to peer lending.
Intan Ayu Yulia Rahmawati +2 more
doaj +1 more source
Kompartemen: Jurnal Ilmiah AkuntansiIn the digital era, peer-to-peer lending platforms have emerged as a new means of connecting lenders and borrowers as the financial landscape continues to shift.
Gusi Putu Lestara Permana +1 more
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Islamic Economics Journal, 2018 Along with the development of technology, financial intermediary institutions in Indonesia also grew with the presence of technology-based financial services provider companies such as peer to peer lending company.
Satria Utama, Inayatul Ilahiyah
doaj +1 more source
Analysing the Investor Behaviour on Islamic Peer-to-Peer Lending [PDF]
SHS Web of ConferencesIslamic peer-to-peer lending is a Sharia compliance platform that connects lenders with borrowers. This research aims to find out the effect of Promotion, Return Expectations, and Risk Perceptions on the Investment intention of Islamic peer-to-peer ...
Babay Annisa, Utama Satria
doaj +1 more source
Will they repay their debt? Identification of borrowers likely to be charged off
Management şi Marketing, 2020 Recent increase in peer-to-peer lending prompted for development of models to separate good and bad clients to mitigate risks both for lenders and for the platforms.
Caplescu Raluca Dana +3 more
doaj +1 more source
Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? [PDF]
The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different ...
Shue, Kelly +3 more
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When Open Hypermedia Meets Peer-to-Peer Computing
, 2004 We describe the extension to our previous work on a Web-based peer-to-peer open hypermedia system, the DDLS. We enrich the peer model by introducing query history, and propose the use of the naive estimator which utilises the local knowledge of peers to ...
De Roure, David, Hall, Wendy, Zhou, Jing
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