Results 61 to 70 of about 86,858,392 (197)

Misuse of Consumer Personal Data Through Illegal Fintech Peer To Peer Lending

Justisi
This research examines the misuse of consumer personal data through illegal Fintech Peer To Peer Lending. The aim of this research is to determine aspects related to Peer-to-peer lending Fintech Companies with a focus on the problem of misuse of consumer
Rivasya Dinda Syaiful, Heru Sugiyono
doaj   +1 more source

Credit risk prediction in an imbalanced social lending environment

International Journal of Computational Intelligence Systems, 2018
Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent.
Anahita Namvar, Mohammad Siami, Fethi Rabhi, Mohsen Naderpour   +3 more
doaj   +1 more source

Measuring Fintech’s Health: Cash Management and Risk on Firm Performance

Jurnal Aplikasi Manajemen
The development of financial institutions is in line with the massive development of the internet and technology, so the growth of fintech financial institutions is currently still an interesting topic to discuss.
Mychelia Champaca
doaj   +1 more source

Moral Hazard and Peer Monitoring in a Laboratory Microfinance Experiment [PDF]

Most problems with formal sector credit lending to the poor in developing countries can be attributed to the lack of information and inadequate collateral. One common feature of successful credit mechanisms is group-lending, where the loan is advanced to
Lata Gangadharan, Pushkar Maitra, Timothy N. Cason   +2 more
core  

Peer to Peer Lending Against Ease of Business Technology Acceptance Model (TAM) Approach

Economica: Jurnal Ekonomi Islam, 2019
: The progress of the times will always go hand in hand with technological developments. The presence of the disruptive era encouraged the financial industry to innovate.
Cita Sary Djaakum
doaj   +1 more source

Does Gender Affect Investors' Appetite for Risk?: Evidence from Peer-to-Peer Lending [PDF]

This study investigates the role of gender in financial risk-taking. Specifically, I ask whether female investors tend to fund less risky investment projects than males.
Nataliya Barasinska
core  

PEER D9.13 Final Report

, 2012
PEER (Publishing and the Ecology of European Research), supported by the EC eContentplus programme, has been investigating the potential effects of the large-scale, systematic depositing of authors' final peer-reviewed manuscripts (so called Green Open ...
Wallace, Julia
core   +2 more sources

Lend to a friend, lose a friend? Guilt, shame, and the emotional costs of informal borrowing

Acta Psychologica
Background: Informal borrowing from friends and acquaintances is a common financial practice in contexts where formal credit is limited, yet it carries significant emotional and relational implications.
Mwirigi Douglas, Mária Fekete-Farkas, Borbély Csaba   +2 more
doaj   +1 more source

ATTITUDE, SUBJECTIVE NORM, PERCEIVED BEHAVIORAL CONTROL, AND INFORMATION CASCADE EFFECTS ON INVESTMENT INTENTION: FINANCIAL LITERACY AS ANTECEDENT TO ATTITUDE

DeReMa (Development Research of Management): Jurnal Manajemen
The development of financial technology has brought significant transformation to the global financial sector, including in Indonesia. In Indonesia, the P2PL industry has shown rapid growth.
Elisse Natalia, Sabrina Oktaria Sihombing   +1 more
doaj   +1 more source

PEER TO PEER LENDING DI INDONESIA DAN BEBERAPA PERMASALAHANNYA

Veritas et Justitia, 2019
Peer to peer lending has developed into a new investment measure providing solution for middle and small business enterprises in Indonesia, i.e., to obtain loan without collateral.
Adi Setiadi Saputra
doaj   +1 more source