Results 21 to 30 of about 65,510 (305)
Problematics of Determining Interest in Peer-to-peer Lending in Indonesia
Peer-to-peer lending is considered as the solution for people who require loans with easy terms. However, peer-to-peer lending in Indonesia causes some new problem related to the essential nature of it.
Muhammad Annas, Muhammad Anwar Anshori
doaj +1 more source
PEER-TO-PEER LENDING AND BORROWING
P2P lending has become a popular financing option for individuals and small businesses, challenging the traditional lending system. The use of blockchain technology can optimize P2P lending by reducing intermediaries and utilizing smart contracts. This paper proposes a blockchain-supported framework for P2P lending, exploring blockchain 2.0 features in
null Mr.S.Thiruvenkatasamy +4 more
openaire +1 more source
Evaluating performance of peer-to-peer lending platforms: a cross-country empirical study of panel data [PDF]
It has been a decade since crowdfunding and peer-to-peer (P2P) lending opportunities were first created. Today, an overwhelming number of P2P lending platforms can be found in both developed and emerging economies.
Nigmonov, Asror
core +1 more source
Peer-to-Peer Lending in Surabaya: How It Drives Regional Economy?
Financial technology, or so called as “Fintech”, has been remarked as a disruptive idea that changed our current financial system. In Indonesia, one of the emerging financial practices related to Fintech is the online-based peer-to-peer lending (P2PL ...
Galih Satria Mahardhika +1 more
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Economic Disruptions in Repayment of Peer Loans
Economic disruptions can alter the likelihood of defaults on peer-to-peer loans, causing those impacted to adjust. The option to declare economic hardship and temporarily reduce the payment burden can provide some relief. When this occurs, the borrower’s
David Maloney, Sung-Chul Hong, Barin Nag
doaj +1 more source
The regulation of peer-to-peer lending platforms in the consumer credit market [PDF]
Peer-to-Peer-Finanzierungen haben in den letzten Jahren nicht nur aufgrund ihres disruptiven Charakters, sondern auch aufgrund ihres raschen Wachstums und der wachsenden Bandbreite an Dienstleistungen zunehmend Beachtung gefunden.
Dierks, Annalena
core +1 more source
Macroeconomic determinants of loan defaults: evidence from the U.S. peer-to-peer lending market
The study documented in this paper utilises a probit regression analysis to empirically investigate the key macroeconomic factors that influence default risk in the peer-to-peer (P2P) lending market.
Alam, Khorshed +2 more
core +1 more source
THE LEGAL PROTECTION OF LENDERS IN PEER TO PEER LENDING SYSTEM
Financial technology based on Peer to Peer Lending is one of the new breakthroughs in financial services institutions in Indonesia. The peer to peer lending platforms are essentially online markets that match the supply and demand of funds as one of the ...
Budiharto +2 more
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The Peer-to-Peer Lending Phenomenon: A Review from Islamic Economic Perspective
This paper aims to describe P2P lending from the viewpoint of Islamic economics as well as enclose the illegal p2p lending phenomenon in Indonesia, and the emergence of p2p lending in Europe and China.
Telsy Fratama Dewi Samad +1 more
doaj +1 more source
Penelitian ini bertujuan untuk mengkaji dan menganalisa perlindungan hukum terhadap penerima pinjaman dalam penyelenggaran financial technology. Perubahan dalam bidang keuangan saat ini adanya Fintech (Financial Technology) salah satunya Peer to Peer ...
Agus Priyonggojati
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