Results 31 to 40 of about 120,705 (309)
Journal of Theoretical and Applied Electronic Commerce Research, 2021 The peer-to-peer lending market has developed rapidly over the past decade and reveals a severe problem of information asymmetry. This research constructed a four-party evolutionary game model to analyze the influence pathway of the guarantee mechanism ...
Zhicheng Weng, Pinliang Luo
doaj +1 more source
Does gender affect funding success at the peer-to-peer credit markets? Evidence from the largest German lending platform [PDF]
, 2010 Studies of peer-to-peer lending in the USA find that female borrowers have better chances of getting funds than males. Is differential treatment of borrowers of different sexes a common feature of peer-to-peer lendingmarkets or is it subject to specific ...
Barasinska, Nataliya, Schäfer, Dorothea
core +2 more sources
The Expansion of Peer-to-Peer Lending [PDF]
Review of Network Economics, 2020 Abstract We use data from the two leading US platforms, Prosper and Lending Club, to explore the drivers of the growing consumer demand for peer-to-peer (P2P) credit. Despite the online nature of new entrants, we rely on the spatial autoregressive model because spatial effects play an important role. Our findings suggest that the initial
Havrylchyk, Olena +3 more
openaire +2 more sources
Financial Innovation, 2022 This paper investigates whether innovative Peer-to-Peer lending by FinTechs’ has a regulatory advantage over the big banks in respect of small business lending.
Çağlar Hamarat, Daniel Broby
doaj +1 more source
At-Taradhi: Jurnal Studi Ekonomi, 2021 Riset ini bertujuan untuk meneliti bagaimana praktik peer to peer lending syariah di Qazwa, serta menganalisa bagaimana kesesuaian praktik tersebut dengan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) Nomor 117 Tahun 2018 tentang Layanan
Muhammad Rifqi Hidayat, Parman Komarudin
doaj +1 more source
Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? [PDF]
, 2009 The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different ...
Iyer, Rajkamal +3 more
core +1 more source
Arthritis Care &Research, EarlyView.Objective The concern that nonsteroidal anti‐inflammatory drugs (NSAIDs) may precipitate flares of inflammatory bowel disease (IBD) has limited their use in managing musculoskeletal symptoms in those with IBD, but safety data are mixed. Methods This retrospective cohort study included patients with IBD aged at least 18 years from Optum's deidentified ...
Adam S. Mayer +4 more
wiley +1 more source
Zaaken, 2023 This study aims to discuss legal issues, namely the void of norms because POJK No.77/POJK.01/2016 concerning information technology-based money-lending services with the terms and conditions of fintech p2p lending providers are not in line with their ...
Novi Dewi Ariyani
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Arthritis Care &Research, Accepted Article.Over the past 50 years, the science of pediatric rheumatology has grown exponentially due to an expansion in the understanding of complex rheumatic conditions and a surge in novel targeted therapeutics. Physician‐scientists in the field of pediatric rheumatology have played major roles in these advancements that have improved the care of children ...
Ekemini A. Ogbu +2 more
wiley +1 more source
Optimal collective contract without peer information or peer monitoring [PDF]
, 2008 If entrepreneurs have private information about factors influencing the outcome of an investment, individual lending is inefficient. The literature typically offers solutions based on the assumption of full peer information to solve adverse selection ...
Daripa, Arup
core +1 more source