Results 31 to 40 of about 120,220 (308)
Journal of Theoretical and Applied Electronic Commerce Research, 2021 The peer-to-peer lending market has developed rapidly over the past decade and reveals a severe problem of information asymmetry. This research constructed a four-party evolutionary game model to analyze the influence pathway of the guarantee mechanism ...
Zhicheng Weng, Pinliang Luo
doaj +1 more source
Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? [PDF]
, 2009 The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different ...
Iyer, Rajkamal +3 more
core +1 more source
The Expansion of Peer-to-Peer Lending [PDF]
Review of Network Economics, 2020 Abstract We use data from the two leading US platforms, Prosper and Lending Club, to explore the drivers of the growing consumer demand for peer-to-peer (P2P) credit. Despite the online nature of new entrants, we rely on the spatial autoregressive model because spatial effects play an important role. Our findings suggest that the initial
Havrylchyk, Olena +3 more
openaire +2 more sources
Financial Innovation, 2022 This paper investigates whether innovative Peer-to-Peer lending by FinTechs’ has a regulatory advantage over the big banks in respect of small business lending.
Çağlar Hamarat, Daniel Broby
doaj +1 more source
At-Taradhi: Jurnal Studi Ekonomi, 2021 Riset ini bertujuan untuk meneliti bagaimana praktik peer to peer lending syariah di Qazwa, serta menganalisa bagaimana kesesuaian praktik tersebut dengan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) Nomor 117 Tahun 2018 tentang Layanan
Muhammad Rifqi Hidayat, Parman Komarudin
doaj +1 more source
Does gender affect funding success at the peer-to-peer credit markets? Evidence from the largest German lending platform [PDF]
, 2010 Studies of peer-to-peer lending in the USA find that female borrowers have better chances of getting funds than males. Is differential treatment of borrowers of different sexes a common feature of peer-to-peer lendingmarkets or is it subject to specific ...
Barasinska, Nataliya, Schäfer, Dorothea
core +2 more sources
Zaaken, 2023 This study aims to discuss legal issues, namely the void of norms because POJK No.77/POJK.01/2016 concerning information technology-based money-lending services with the terms and conditions of fintech p2p lending providers are not in line with their ...
Novi Dewi Ariyani
doaj +1 more source
Exploiting metabolic adaptations to overcome dabrafenib treatment resistance in melanoma cells
Molecular Oncology, EarlyView.We show that dabrafenib‐resistant melanoma cells undergo mitochondrial remodeling, leading to elevated respiration and ROS production balanced by stronger antioxidant defenses. This altered redox state promotes survival despite mitochondrial damage but renders resistant cells highly vulnerable to ROS‐inducing compounds such as PEITC, highlighting redox
Silvia Eller +17 more
wiley +1 more source
Advanced Healthcare Materials, EarlyView.A bioassembly approach is described using photo‐crosslinked gelatin‐based microgels containing calcium peroxide (CaO2) to generate oxygen (O2) and enhance cell survival in hypoxic conditions (1% O2). Bioassembly enables spatial patterning of individual CaO2‐laden and mesenchymal stem cell (MSC)‐laden microgels and allows for decoupling and mitigating ...
Axel E. Norberg +5 more
wiley +1 more source
Transparent Perovskite Light‐Emitting Diodes with Conductive Oxide Top Electrodes
Advanced Materials, EarlyView.Transparent perovskite light‐emitting diodes (TrPeLEDs) enable simultaneous display and transparency, expanding application possibilities. Using a metal oxide buffer layer and pulsed laser deposition, TrPeLEDs with diverse compositions and architectures are demonstrated.
Michele Forzatti +11 more
wiley +1 more source