Results 1 to 10 of about 120,101 (189)

FinTech and macroeconomics: Dataset from the US peer-to-peer lending platform [PDF]

open access: yesData in Brief, 2021
We aggregate the United States (US) state-level data with LendingClub's loan book covering the period from 2008 to 2019. LendingClub is a FinTech lending company that provides loans through a technology-driven platform.
Asror Nigmonov   +2 more
doaj   +2 more sources

A Bibliometric mapping of peer-to-peer lending research based on economic and business perspective [PDF]

open access: yesHeliyon, 2022
This study aims to conduct a bibliometric analysis on peer-to-peer lending literature published in Scopus indexed journals from an economic and business perspective. The data were processed and analyzed using VOSviewer software.
Himmatul Kholidah   +5 more
doaj   +2 more sources

Network Based Scoring Models to Improve Credit Risk Management in Peer to Peer Lending Platforms. [PDF]

open access: yesFront Artif Intell, 2019
Financial intermediation has changed extensively over the course of the last two decades. One of the most significant change has been the emergence of FinTech.
Giudici P, Hadji-Misheva B, Spelta A.
europepmc   +4 more sources

ANALYSIS OF WILLINGNESS TO LEND IN PEER-TO-PEER LENDING APPLICATIONS [PDF]

open access: yesRussian Journal of Agricultural and Socio-Economic Sciences, 2020
Peer-to-Peer Lending (P2P) applications were developed as an alternative funding solution, mainly for small-medium enterprises. P2P can also be a promising alternative investment instrument. The significant gap between the number of lenders and borrowers
Abdullatif Z.   +2 more
doaj   +2 more sources

Credit Scoring for Peer-to-Peer Lending

open access: yesRisks, 2023
This paper shows how to improve the measurement of credit scoring by means of factor clustering. The improved measurement applies, in particular, to small and medium enterprises (SMEs) involved in P2P lending.
Daniel Felix Ahelegbey, Paolo Giudici
doaj   +2 more sources

Investigation of the Impact of the Peer-To-Peer Lending Market on the Membership Motivation of the MSME [PDF]

open access: yesE3S Web of Conferences, 2023
FinTech has several activities in it, one of which is Peer-to-Peer lending. P2P (Peer-to-Peer lending) financing is an alternative for micro, small and medium enterprises (MSMEs) to obtain funding.
Purwanto Iwan   +2 more
doaj   +1 more source

Sharia e-commerce in Indonesia: Sharia peer to peer lending

open access: yesReview of Islamic Social Finance and Entrepreneurship, 2023
Purpose – This article discusses the increasingly rapid development of the sharia e-commerce in Indonesia, focusing on FinTech peer to peer lending sharia.
Yunika Sari
doaj   +1 more source

Global peer-to-peer lending market

open access: yesPressacademia, 2023
Purpose- The purpose of this study is to elaborate the current impressive standing of the market in order to pave the way for future academic work. Methodology- The study employs primary data analysis of the P2P lending market. Also a detailed update literature analysis is realized.
Neslihan Turguttopbas   +1 more
openaire   +2 more sources

Tanggungjawab Penyelenggara Layanan Peer to Peer Lending Terhadap Resiko Kerugian Pengguna Layanan Peer to Peer Lending Berdasarkan POJK No. 77/POJK.01/2016 Tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi

open access: yesMahadi, 2022
Peran OJK yang tampak dari POJK No. 77/POJK.01/2016 Tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi mengatur mengenai pemberian izin kepada penyelenggara layanan peer to peer lending, mengatur jalannya praktik peer to peer lending ...
Laurentia Ayu Kartika Putri   +3 more
doaj   +1 more source

The Micro, Small and Medium Enterprises Financing Based on Financial Technology

open access: yesJurnal Ilmiah Akuntansi, 2023
Financial technology innovations that are currently developing have provided convenience for the user community in the fields of financial systems, asset management to micro and small business (MSME) financing.
Ica Rika Candraningrat   +4 more
doaj   +1 more source

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