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Market Mechanisms in Online Peer-to-Peer Lending
Management Science, 2017Online peer-to-peer lending (P2P lending) has emerged as an appealing new channel of financing in recent years. A fundamental but largely unanswered question in this nascent industry is the choice of market mechanisms, i.e., how the supply and demand of funds are matched, and the terms (price) at which transactions will occur.
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Mass-Shootings and Peer-to-Peer Lending
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Comparison of Banking and Peer-to-Peer Lending Risks
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Peer-to-Peer Lending: Evolution and Trends
2021The paper discusses the recent developments in peer-to-peer lending, which is one of the most innovative online-based financial products. Peer-to-peer lending, also known as lending-based crowdfunding, connects donors, supporters, lenders and investors with individuals or companies in search of funds for specific projects.
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PEER-TO-PEER LENDING AS AN ALTERNATIVE TO BANK LENDING
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Drivers of lending decision in peer-to-peer lending in Malaysia
Review of Behavioral Finance, 2021PurposeDespite the emergence of peer-to-peer (P2P) lending in Malaysia, there is a knowledge gap on what drives the lending decision of P2P lending in the emerging Malaysian market. This research investigates how borrower's loan tenure, funding purpose, verified documents, accumulated transaction and repayment history, age, trustworthy and geographical
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