Results 261 to 270 of about 70,781,813 (303)

Online peer-to-peer lending: A review of the literature

Electronic Commerce Research and Applications, 2021
Abstract This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020 as an emergent but fast spreading phenomenon in the context of digital finance. Previous literature is geographically skewed towards United States and China with focus on determinants of funding success and loan attributes.
Shabeen A. Basha, Mohammed M. Elgammal, Bana M. Abuzayed   +2 more
openaire   +4 more sources

Peer-to-peer Lend

2020
Viene analizzato il fenomeno del peer-to-peer lending, ovvero la facilitazione di prestiti tra privati (peer-to-consumer) o da privati ad imprese (peer-to-business), attraverso il ricorso a piattaforme online. Sfruttando l’innovazione tecnologica, questa nuova struttura mira a soddisfare bisogni classicamente finanziari, con modalità originali e piu ...
antonio blandini, ludovica vairo
openaire   +1 more source

Analysis of the impact of collateral on peer-to-peer lending

2017 IEEE/SICE International Symposium on System Integration (SII), 2017
Peer-to-Peer (P2P) lending provides online services that match lenders with borrowers. Although the service is cheaper and faster than the traditional financial institutions, P2P lending may have high defaults, which the lenders may never recover.
Yu-Wei Lee, Shu-Heng Chen, Tina Yu
openaire   +2 more sources

Crypto Literacy in Peer-to-Peer Lending

SSRN Electronic Journal, 2021
The 2008 and 2020 crises reinvigorated discussions on the democratization of finance. Peer-to-peer (P2P) lending is a valuable option worldwide, but credit risk is high. To encourage investors, P2P platforms use blockchain and the option of crypto as collateral.
openaire   +1 more source

Online Peer-to-Peer Lending: A Lenders' Perspective

SSRN Electronic Journal, 2008
Online Peer-to-Peer lending platforms claim to be beneficial for both borrowers and lenders by eliminating expensive intermediaries and reducing transaction costs. However, are the often inexperienced lenders who operate in a pseudonymous online environment with potentially significant information asymmetries really able to obtain an attractive return ...
openaire   +2 more sources

Blockchain, herding and trust in peer-to-peer lending

Managerial Finance, 2018
Purpose The gradual implementation of blockchain technology in peer-to-peer (P2P) lending platforms facilitates safer, transparent and quick access to funds without having to deal with the more complex and costly processes of banks. Beyond that, the purpose of this paper is to examine trust-enhancing heuristics that show a need for blockchain to ...
openaire   +1 more source

Il peer to peer lending

2020
L'articolo analizza il fenomeno del peer to ...
openaire   +2 more sources

Peer-to-peer lending in Malaysia

2021
Yong Chin Lee, Hooi Hooi Lean
openaire   +1 more source

Peer-to-Peer Lending Phenomenon in Indonesia

Proceedings of International Conference on Multidiciplinary Research
According to a Financial Services Authority (OJK) report, funding through Fin Tech peer-to-peer (P2P) lending has grown significantly in the last five years. Fin Tech peer-to-peer (P2P) lending does provide many benefits to its users. Apart from the ease of making loans compared to conventional banks which provide many requirements, Fin Tech peer-to ...
Yurilla Endah Muliatie, Mochamad Syaiful Arif, Rena Febrita Sarie   +2 more
openaire   +1 more source

Impact of Culture in Peer-to-Peer Lending

Journal of Corporate Finance
Anand M. Goel, Hongju Ren
openaire   +2 more sources