Peer-to-Peer Lending: An Empirical Study [PDF]
, 2009 Online peer-to-peer (P2P) lending, where individual investors provide unsecured loans directly to individual borrowers without the intermediation of banks, has experienced rapid growth in recent years.
Lin, Mingfeng
core +1 more source
Peer-to-peer lending and bias in crowd decision-making. [PDF]
PLoS One, 2018 Singh P +7 more
europepmc +1 more source
Discrimination in Mortgage Lending: Evidence from a Correspondence Experiment [PDF]
, 2016 We design and implement an experimental test for differential response by mortgage loan originators (MLOs) to requests for information about loans. Our e-mail correspondence experiment is designed to analyze differential treatment by client race and ...
Hanson, Andrew +3 more
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Corrigendum to "A Trial of Student Self-Sponsored Peer-to-Peer Lending Based on Credit Evaluation Using Big Data Analysis". [PDF]
Comput Intell Neurosci, 2019 Hou Y, Ma X, Mei G, Wang N, Xu W.
europepmc +1 more source
A Trial of Student Self-Sponsored Peer-to-Peer Lending Based on Credit Evaluation Using Big Data Analysis. [PDF]
Comput Intell Neurosci, 2019 Hou Y, Ma X, Mei G, Wang N, Xu W.
europepmc +1 more source
Optimal Collective Contract Without Peer Monitoring [PDF]
If entrepreneurs have private information about factors influencing the outcome of an investment, individual lending is inefficient. The literature emphasizes improvements through non-market organizations that harness local information through peer ...
Arup Daripa
core
Data-Driven Investment Strategies for Peer-to-Peer Lending: A Case Study for Teaching Data Science. [PDF]
Big Data, 2018 Cohen MC, Guetta CD, Jiao K, Provost F.
europepmc +1 more source
Microfinance and Mechanism Design: The Role of Joint Liability and Cross-Reporting [PDF]
Since the establishment of Grameen Bank in 1976 by Professor Muhammad Yunus , many economists have studied extensively, either theoretically or empirically, the success of the Grameen Bank in eradicating the poverty problem in Bangladesh. Therefore, this
Abdul Karim, Zulkefly
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Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups [PDF]
Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement. However, it may create excessive pressure, and discourage reliable clients from borrowing.
Dean Karlan, Xavier Giné
core
PEER TO PEER DIGITAL LENDING PLATFORM
International Research Journal of Modernization in Engineering Technology and Science, 2023 openaire +1 more source