Results 41 to 50 of about 7,636 (163)

The Problems of Consumer Protection in Fintech Peer To Peer Lending Business Activities in Indonesia

Sociological Jurisprudence Journal, 2020
Industrial Revolution 4.0 has influenced the development of technology and information. The presence of financial technology (fintech) especially fintech peer to peer lending in Indonesia is proof that the Industrial Revolution 4.0 has had an influence ...
Hari Sutra Disemadi , Mochammad Abizar Yusro , Wizna Gania Balqis   +2 more
doaj  

Will they repay their debt? Identification of borrowers likely to be charged off

Management şi Marketing, 2020
Recent increase in peer-to-peer lending prompted for development of models to separate good and bad clients to mitigate risks both for lenders and for the platforms.
Raluca Dana Caplescu, Ana-Maria Panaite, Daniel Traian Pele, Vasile Alecsandru Strat   +3 more
doaj   +1 more source

Trust in Digital Era: A Study of Public Confidence in the Reliability of Peer to Peer (P2P) Lending Considering Disadvate Issues

Kompartemen: Jurnal Ilmiah Akuntansi
In the digital era, peer-to-peer lending platforms have emerged as a new means of connecting lenders and borrowers as the financial landscape continues to shift.
Gusi Putu Lestara Permana, Made Sharol Bhavani   +1 more
doaj   +1 more source

Credit risk prediction in an imbalanced social lending environment

International Journal of Computational Intelligence Systems, 2018
Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent.
Anahita Namvar, Mohammad Siami, Fethi Rabhi, Mohsen Naderpour   +3 more
doaj   +1 more source

Perlindungan Hukum bagi Konsumen atas Pencantuman Klausula Eksoner dalam Bisnis Pinjam-Meminjam Uang Berbasis Teknologi Informasi di Indonesia

Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan, 2020
The purpose of this study is to analyze the legal basis for consumer protection and forms of consumer protection for the inclusion of exoneration clauses in financial technology peer to peer lending.
Intan Ayu Yulia Rahmawati, Yuliati Yuliati, Budi Santoso   +2 more
doaj   +1 more source

PEER TO PEER LENDING DI INDONESIA DAN BEBERAPA PERMASALAHANNYA

Veritas et Justitia, 2019
Peer to peer lending has developed into a new investment measure providing solution for middle and small business enterprises in Indonesia, i.e., to obtain loan without collateral.
Adi Setiadi Saputra
doaj   +1 more source

Measuring Fintech’s Health: Cash Management and Risk on Firm Performance

Jurnal Aplikasi Manajemen
The development of financial institutions is in line with the massive development of the internet and technology, so the growth of fintech financial institutions is currently still an interesting topic to discuss.
Mychelia Champaca
doaj   +1 more source

Peer to Peer Lending Against Ease of Business Technology Acceptance Model (TAM) Approach

Economica: Jurnal Ekonomi Islam, 2019
: The progress of the times will always go hand in hand with technological developments. The presence of the disruptive era encouraged the financial industry to innovate.
Cita Sary Djaakum
doaj   +1 more source

Lend to a friend, lose a friend? Guilt, shame, and the emotional costs of informal borrowing

Acta Psychologica
Background: Informal borrowing from friends and acquaintances is a common financial practice in contexts where formal credit is limited, yet it carries significant emotional and relational implications.
Mwirigi Douglas, Mária Fekete-Farkas, Borbély Csaba   +2 more
doaj   +1 more source

ATTITUDE, SUBJECTIVE NORM, PERCEIVED BEHAVIORAL CONTROL, AND INFORMATION CASCADE EFFECTS ON INVESTMENT INTENTION: FINANCIAL LITERACY AS ANTECEDENT TO ATTITUDE

DeReMa (Development Research of Management): Jurnal Manajemen
The development of financial technology has brought significant transformation to the global financial sector, including in Indonesia. In Indonesia, the P2PL industry has shown rapid growth.
Elisse Natalia, Sabrina Oktaria Sihombing   +1 more
doaj   +1 more source