Results 51 to 60 of about 91,959,400 (343)
Exploring the role of digital financial literacy in the adoption of Peer-to-Peer lending platforms
Investment Management & Financial InnovationsAs financial technologies rapidly expand in developing countries like India, digital financial literacy plays a critical role in shaping how individuals interact with innovative financial services. This study evaluates the influence of financial literacy,
Sahiba Khan +3 more
semanticscholar +1 more source
Startupreneur Business Digital (SABDA Journal), 2023 Technology advancements have boosted financial technology literacy, and Fintech businesses have entered the peer-to-peer lending market to fill the gap between traditional banking and people who cannot obtain financing from banks.
Nazim Hussain
semanticscholar +1 more source
Journal of Child Family and Consumer Studies, 2023 Interest in using peer to peer lending (P2P) is a drive that comes from within a person to make online loans. Along with increasing internet access and device users in Indonesia, P2P service customers also show a significant increase every year.
Lisa Asriyani, I. Johan
semanticscholar +1 more source
Zaaken, 2023 This study aims to discuss legal issues, namely the void of norms because POJK No.77/POJK.01/2016 concerning information technology-based money-lending services with the terms and conditions of fintech p2p lending providers are not in line with their ...
Novi Dewi Ariyani
doaj +1 more source
The Future of Peer-to-Peer Lending in China [PDF]
SSRN Electronic Journal, 2020 This paper reviews the development and assesses the future of Peer-to-Peer (P2P) lending in China. Chinese P2P lending has expanded by a factor of 60 over the four years from 2013 and 2017. Consequently, it is now much greater, both in absolute terms and relative to the size of the economy, than in any other country.
Ding Chen +2 more
openaire +1 more source
Financial Innovation, 2022 This paper investigates whether innovative Peer-to-Peer lending by FinTechs’ has a regulatory advantage over the big banks in respect of small business lending.
Çağlar Hamarat, Daniel Broby
doaj +1 more source
Optimizing Credit Risk Prediction for Peer-to-Peer Lending Using Machine Learning
ForecastingHyperparameter optimization (HPO) is critical for enhancing the predictive performance of machine learning models in credit risk assessment for peer-to-peer (P2P) lending.
Lyne Imene Souadda +4 more
semanticscholar +1 more source
Social Capital, Trusting, and Trustworthiness: Evidence from Peer-to-Peer Lending
Journal of Financial and Quantitative Analysis, 2021 How does social capital affect trust? Evidence from a Chinese peer-to-peer lending platform shows that regional social capital affects the trustee’s trustworthiness and the trustor’s trust propensity.
Iftekhar Hasan, Qing He, Haitian Lu
semanticscholar +1 more source
Self-organizing peer-to-peer social networks [PDF]
, 2008 This is the author's accepted manuscript. The final published article is available from the link below. Copyright @ 2008 The Authors.Peer-to-peer (P2P) systems provide a new solution to distributed information and resource sharing because of its ...
Sun, Y, Wang, F
core +1 more source
Cogent Social SciencesThis study examined the role of agricultural financial technology (fintech), specifically peer-to-peer lending (P2PL), in strengthening small farmers’ financial literacy.
M. Soekarni +8 more
semanticscholar +1 more source