Results 21 to 30 of about 120,121 (209)
Al-Hiwalah : Journal Syariah Economic Law, 2023 The interest of Indonesian people in investing in real sector businesses, particularly MSMEs, is relatively low due to high risks and business uncertainties. Unfortunately, Sharia Financial Institutions have not played an active role in channeling cooperation-based financing. Instead, they have mostly focused on channeling murabahah financing under the
openaire +1 more source
PEER-TO-PEER LENDING AND BORROWING
international journal of engineering technology and management sciences, 2023 P2P lending has become a popular financing option for individuals and small businesses, challenging the traditional lending system. The use of blockchain technology can optimize P2P lending by reducing intermediaries and utilizing smart contracts. This paper proposes a blockchain-supported framework for P2P lending, exploring blockchain 2.0 features in
null Mr.S.Thiruvenkatasamy +4 more
openaire +1 more source
Economic Disruptions in Repayment of Peer Loans
International Journal of Financial Studies, 2023 Economic disruptions can alter the likelihood of defaults on peer-to-peer loans, causing those impacted to adjust. The option to declare economic hardship and temporarily reduce the payment burden can provide some relief. When this occurs, the borrower’s
David Maloney, Sung-Chul Hong, Barin Nag
doaj +1 more source
Analysis of Financial Technology Product Contracts Peer to Peer Lending Syariah Platform Ammana.id
Journal of Law and Legal Reform, 2022 Ammana.id in obtaining funds from lenders uses a representative contract with wages (wakalah bil ujrah) in transactions between them and the lender. That way, Ammana.id is considered to have accepted a dependent or representative from the borrower, so ...
Khasanudin Khasanudin, Budi Santoso
doaj +1 more source
Jurnal USM Law Review, 2019 Penelitian ini bertujuan untuk mengkaji dan menganalisa perlindungan hukum terhadap penerima pinjaman dalam penyelenggaran financial technology. Perubahan dalam bidang keuangan saat ini adanya Fintech (Financial Technology) salah satunya Peer to Peer ...
Agus Priyonggojati
doaj +1 more source
The Peer-to-Peer Lending Phenomenon: A Review from Islamic Economic Perspective
Khazanah Sosial, 2022 This paper aims to describe P2P lending from the viewpoint of Islamic economics as well as enclose the illegal p2p lending phenomenon in Indonesia, and the emergence of p2p lending in Europe and China.
Telsy Fratama Dewi Samad +1 more
doaj +1 more source
Urgensi Legalitas Financial Technology (Fintech): Peer to Peer (P2p) Lending Di Indonesia [PDF]
, 2018 Financial Technologi (Fintech) lahir dan berkembang sesuai tuntutan zaman dimana proses pembayaran, transfer, jual beli, hingga pembiayaan diharapkan menjadi semakin praktis, aman dan modern.
Sitompul, M. G. (Meline)
core +2 more sources
Legal Protection Against Peer-to-Peer Lending-Based Financial Technology Losses
Mazahibuna: Jurnal Perbandingan Mazhab, 2022 This article discusses the analysis of Islamic legal contracts and positive laws concerning the legal protection against financial technology losses based on peer-to-peer lending.
Abdillah, Sukmawati, Muhammad Fadly Syah
doaj +1 more source
Kebijakan Restrukturisasi Pinjaman Pada Peer To Peer Lending
Media Iuris, 2021 Covid-19 merupakan sebuah pandemi yang dialami oleh banyak negara di dunia, termasuk Indonesia. Adanya pandemi ini berdampak pada berbagai sektor, salah satunya ekonomi.
Salsabila Yuharnita
doaj +1 more source
Journal of Theoretical and Applied Electronic Commerce Research, 2021 The peer-to-peer lending market has developed rapidly over the past decade and reveals a severe problem of information asymmetry. This research constructed a four-party evolutionary game model to analyze the influence pathway of the guarantee mechanism ...
Zhicheng Weng, Pinliang Luo
doaj +1 more source