Results 31 to 40 of about 120,121 (209)
Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? [PDF]
, 2009 The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different ...
Iyer, Rajkamal +3 more
core +1 more source
Financial Innovation, 2022 This paper investigates whether innovative Peer-to-Peer lending by FinTechs’ has a regulatory advantage over the big banks in respect of small business lending.
Çağlar Hamarat, Daniel Broby
doaj +1 more source
At-Taradhi: Jurnal Studi Ekonomi, 2021 Riset ini bertujuan untuk meneliti bagaimana praktik peer to peer lending syariah di Qazwa, serta menganalisa bagaimana kesesuaian praktik tersebut dengan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) Nomor 117 Tahun 2018 tentang Layanan
Muhammad Rifqi Hidayat, Parman Komarudin
doaj +1 more source
Does gender affect funding success at the peer-to-peer credit markets? Evidence from the largest German lending platform [PDF]
, 2010 Studies of peer-to-peer lending in the USA find that female borrowers have better chances of getting funds than males. Is differential treatment of borrowers of different sexes a common feature of peer-to-peer lendingmarkets or is it subject to specific ...
Barasinska, Nataliya, Schäfer, Dorothea
core +2 more sources
The Expansion of Peer-to-Peer Lending [PDF]
Review of Network Economics, 2020 Abstract We use data from the two leading US platforms, Prosper and Lending Club, to explore the drivers of the growing consumer demand for peer-to-peer (P2P) credit. Despite the online nature of new entrants, we rely on the spatial autoregressive model because spatial effects play an important role. Our findings suggest that the initial
Havrylchyk, Olena +3 more
openaire +2 more sources
Zaaken, 2023 This study aims to discuss legal issues, namely the void of norms because POJK No.77/POJK.01/2016 concerning information technology-based money-lending services with the terms and conditions of fintech p2p lending providers are not in line with their ...
Novi Dewi Ariyani
doaj +1 more source
Hubungan Hukum Para Pihak dalam Peer To Peer Lending [PDF]
, 2018 The development of digital world has provided various services that are beneficial for the community, one of which is the presence of information technology-based lending and borrowing services or known as peer to peer lending.
Hartanto, R. (Ratna) +1 more
core
The Frontiers of Peer-to-Peer Lending: Thinking About a New Regulatory Approach [PDF]
, 2016 The growth of online alternative lending presents several advantages for both those seeking credit and those with excess capital to lend. Over the past decade, several different models of peer-to-peer lending have emerged in the US and U.K. Each of these
Warren, William S.
core +1 more source
Fed liftoff and subprime loan interest rates: Evidence from the peer-to-peer lending market [PDF]
, 2016 On December 16th of 2015, the Fed initiated "liftoff," raising the federal funds rate range by 25 basis points and ending a 7-year regime of near-zero rates.
Bertsch, Christoph +2 more
core +1 more source
Peer-to-Peer Lending – A (Financial Stability) Risk Perspective [PDF]
Review of Economics, 2017 Abstract The aim of this survey article is to discuss P2P lending, a subcategory of crowdfunding, from a (financial stability) risk perspective. The discussion focuses on a number of dimensions such as the role of soft information, herding, platform default risk, liquidity risk, and the institutionalization of P2P markets.
openaire +3 more sources