Results 41 to 50 of about 120,121 (209)

Peer-to-peer lending and community development finance [PDF]

open access: yes
The growth of the peer-to-peer lending industry has promising implications for innovations in the community development finance industry.Community ...
Ian Galloway
core   +3 more sources

Perlindungan Hukum bagi Konsumen atas Pencantuman Klausula Eksoner dalam Bisnis Pinjam-Meminjam Uang Berbasis Teknologi Informasi di Indonesia

open access: yesJurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan, 2020
The purpose of this study is to analyze the legal basis for consumer protection and forms of consumer protection for the inclusion of exoneration clauses in financial technology peer to peer lending.
Intan Ayu Yulia Rahmawati   +2 more
doaj   +1 more source

Mainstreaming social finance : the regulation of the peer-to-peer lending marketplace in the United Kingdom [PDF]

open access: yes, 2016
The article provides one of the first political economy accounts of the regulation of peer-to-peer (P2P) lending in the United Kingdom, drawing on interviews with platforms representing the vast majority of the market at the beginning of the regulatory ...
Clarke, Chris   +1 more
core   +1 more source

Partnership of Melon Farmers in Yogyakarta with Startup-Agritech P2P Lending Company, Is It Beneficial?

open access: yesJurnal Agribest, 2022
The rapid development of digital technology encourages the agricultural sector to develop so that digital technology-based agritech startup companies are born in the agribusiness sector that provides a platform for financing agricultural businesses and ...
Hariyani Dwi Anjani   +1 more
doaj   +1 more source

ANALISIS STRATEGI FINANCIAL TECHNOLOGY PEER-TO-PEER LENDING PT CROWDE MEMBANGUN BANGSA SEBAGAI PERMODALAN PERTANIAN DIGITAL

open access: yesSepa, 2021
Capital is one of the most important factors in conducting a business. These days, farmers are still struggling to access loans as their capital from financial institutions due to complex requirements to fulfill and wholesalers that are not profitable ...
Ignatia Rahmadani Putri Palupi   +3 more
doaj   +1 more source

Analisis Faktor Perlindungan Konsumen Dalam Urgensi Pembentukan Undang-Undang Pinjaman Online (Peer To Peer Lending)

open access: yesMedia Iuris, 2022
Financial Technology (Fintech) is currently developing in Indonesia. This is due to the development of increasingly advanced and sophisticated technology and the presence of fintech types of peer-to-peer lending that offer loans easily and quickly.
Helena Toshely Sasmita   +3 more
doaj   +1 more source

COVID-19 pandemic risk and probability of loan default: evidence from marketplace lending market

open access: yesFinancial Innovation, 2021
As the COVID-19 pandemic adversely affects the financial markets, a better understanding of the lending dynamics of a successful marketplace is necessary under the conditions of financial distress.
Asror Nigmonov, Syed Shams
doaj   +1 more source

Peer Monitoring and Credit Markets [PDF]

open access: yes, 1990
A major problem for institutional lenders is ensuring that borrowers exercise prudence in the use of the funds so that the likelihood of repayments is enhanced.
Stiglitz, Joseph E.
core   +2 more sources

Optimal collective contract without peer information or peer monitoring [PDF]

open access: yes, 2008
If entrepreneurs have private information about factors influencing the outcome of an investment, individual lending is inefficient. The literature typically offers solutions based on the assumption of full peer information to solve adverse selection ...
Daripa, Arup
core   +1 more source

Judging Online Peer-to-Peer Lending Behavior: A Signaling Theory Perspective [PDF]

open access: yes, 2016
近年来,互联网信息技术促进了经济政治、文化娱乐、商品零售等产业的发展,对人们传统的生活消费方式产生了巨大的影响。P2P网络借贷作为一种重要的创新商务模式应运而生。本文通过对P2P网络借贷模式及学术研究情况进行分析和总结,建立了基于信号理论的三个研究模型:借款人首次借款,无历史投资(出借)经验的借款人重复借款及有历史投资(出借)经验的借款人重复借款。 研究通过火车采集器8.6版本(LocoySpider)抓取拍拍贷平台的数据,并引入logistic回归模型进行分析,通过线性转换估计模型的各项参数 ...
林茜
core  

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