Results 51 to 60 of about 120,121 (209)

SMALL BUSINESS BORROWING AND PEER‐TO‐PEER LENDING: EVIDENCE FROM LENDING CLUB [PDF]

open access: yesContemporary Economic Policy, 2017
We investigate the ability of small business borrowers to signal to investors their credit worthiness through the use of text descriptions in the peer‐to‐peer lending market. Specifically, we examine the relationship between the loan description written by a borrower and whether or not the project is funded by investors. Using textual analysis, we find
Adam Nowak   +2 more
openaire   +1 more source

Misuse of Consumer Personal Data Through Illegal Fintech Peer To Peer Lending

open access: yesJustisi
This research examines the misuse of consumer personal data through illegal Fintech Peer To Peer Lending. The aim of this research is to determine aspects related to Peer-to-peer lending Fintech Companies with a focus on the problem of misuse of consumer
Rivasya Dinda Syaiful, Heru Sugiyono
doaj   +1 more source

Pengembangan Model Low Cost Islamic Peer To Peer Financing Berbasis Financial Technology Untuk Akselerasi Kinerja UMKM

open access: yesIslamic Economics Journal, 2018
Along with the development of technology, financial intermediary institutions in Indonesia also grew with the presence of technology-based financial services provider companies such as peer to peer lending company.
Satria Utama, Inayatul Ilahiyah
doaj   +1 more source

Measuring Fintech’s Health: Cash Management and Risk on Firm Performance

open access: yesJurnal Aplikasi Manajemen
The development of financial institutions is in line with the massive development of the internet and technology, so the growth of fintech financial institutions is currently still an interesting topic to discuss.
Mychelia Champaca
doaj   +1 more source

Analysing the Investor Behaviour on Islamic Peer-to-Peer Lending [PDF]

open access: yesSHS Web of Conferences
Islamic peer-to-peer lending is a Sharia compliance platform that connects lenders with borrowers. This research aims to find out the effect of Promotion, Return Expectations, and Risk Perceptions on the Investment intention of Islamic peer-to-peer ...
Babay Annisa, Utama Satria
doaj   +1 more source

ATTITUDE, SUBJECTIVE NORM, PERCEIVED BEHAVIORAL CONTROL, AND INFORMATION CASCADE EFFECTS ON INVESTMENT INTENTION: FINANCIAL LITERACY AS ANTECEDENT TO ATTITUDE

open access: yesDeReMa (Development Research of Management): Jurnal Manajemen
The development of financial technology has brought significant transformation to the global financial sector, including in Indonesia. In Indonesia, the P2PL industry has shown rapid growth.
Elisse Natalia   +1 more
doaj   +1 more source

Sharia Peer-to-Peer Lending Financing

open access: yesAl-Hiwalah : Journal Syariah Economic Law
Sharia-based Peer-to-Peer (P2P) lending has become one of the funding alternatives for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia that have limited access to capital from conventional banks. By using Sharia principles, this P2P lending aims to provide funding services that follow Islamic values and are open to MSME players.
Harjoni Desky, Asmah Savitri
openaire   +1 more source

The Problems of Consumer Protection in Fintech Peer To Peer Lending Business Activities in Indonesia

open access: yesSociological Jurisprudence Journal, 2020
Industrial Revolution 4.0 has influenced the development of technology and information. The presence of financial technology (fintech) especially fintech peer to peer lending in Indonesia is proof that the Industrial Revolution 4.0 has had an influence ...
Hari Sutra Disemadi   +2 more
doaj  

Will they repay their debt? Identification of borrowers likely to be charged off

open access: yesManagement şi Marketing, 2020
Recent increase in peer-to-peer lending prompted for development of models to separate good and bad clients to mitigate risks both for lenders and for the platforms.
Caplescu Raluca Dana   +3 more
doaj   +1 more source

Trust in Digital Era: A Study of Public Confidence in the Reliability of Peer to Peer (P2P) Lending Considering Disadvate Issues

open access: yesKompartemen: Jurnal Ilmiah Akuntansi
In the digital era, peer-to-peer lending platforms have emerged as a new means of connecting lenders and borrowers as the financial landscape continues to shift.
Gusi Putu Lestara Permana   +1 more
doaj   +1 more source

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