The relevant trends of crowdfunding and practical aspects of its development in Ukraine [PDF]
, 2019 Розглянуто сучасні умови ринку краудфандингу як реальну можливість фінансування стартапів в Україні. Метою статті є визначення актуальних тенденцій краудфандингу в усьому світі та узагальнення практичних аспектів його розвитку в Україні.
Haitan, Anastasiia +5 more
core +1 more source
ANALISIS PEER TO PEER LENDING DI INDONESIA
AKUNTABILITAS: Jurnal Ilmiah Ilmu-Ilmu Ekonomi, 2020 Problems arising from the development of fintech include data security and legal certainty of online-based loans so that it impacts on potential risks to consumers and financial stability and integrity. The purpose of this study is to analyze the development of peer to peer lending in Indonesia, which is reviewed based on relevant institutional ...
openaire +2 more sources
Evolutionary game analysis of FinTech transformation: A social co-governance pattern of peer-to-peer lending market in China. [PDF]
Front Psychol, 2022 Wang Q, Liu X, Zhang C.
europepmc +1 more source
Group-lending: Sequential financing, lender monitoring and joint liability [PDF]
We develop a simple model of group-lendingbased on peer monitoring and moral hazard. We find that, in the absence of sequential financing or lender monitoring, group-lending schemes may involve under-monitoring with the borrowers investing in undesirable
Prabal Roy Chowdhury
core
Are Women More Credit-Constrained than Men? Evidence from a Rising Credit Market [PDF]
, 2010 This study investigates whether gender discrimination is taking place in an innovative credit market known as peer-to-peer lending. Based on the data of the largest German peer-to-peer lending platform, we observe that female borrowers pay on average ...
Barasinska, Nataliya +1 more
core
Credit risk prediction in an imbalanced social lending environment
International Journal of Computational Intelligence Systems, 2018 Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent.
Anahita Namvar +3 more
doaj +1 more source
Does Gender Affect Investors' Appetite for Risk?: Evidence from Peer-to-Peer Lending [PDF]
This study investigates the role of gender in financial risk-taking. Specifically, I ask whether female investors tend to fund less risky investment projects than males.
Nataliya Barasinska
core
PEER TO PEER LENDING DI INDONESIA DAN BEBERAPA PERMASALAHANNYA
Veritas et Justitia, 2019 Peer to peer lending has developed into a new investment measure providing solution for middle and small business enterprises in Indonesia, i.e., to obtain loan without collateral.
Adi Setiadi Saputra
doaj +1 more source
The Influence of Entrepreneurs' Online Popularity and Interaction Behaviors on Individual Investors' Psychological Perception: Evidence From the Peer-To-Peer Lending Market. [PDF]
Front Psychol, 2022 An J, Di H, Liu G.
europepmc +1 more source
Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? [PDF]
The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different ...
Iyer, Rajkamal +3 more
core +1 more source