Results 11 to 20 of about 578,479 (311)

"Better Safe than Sorry" - Individual Risk-free Pension Schemes in the European Union - Macroeconomic Benefits, the Mobile Working Citizen's Perspective and Why Nots [PDF]

open access: yes, 2011
Variations between the diverse pension systems in the member states of the European Union hamper labour market mobility, across country borders but also within the countries of the European Union.
A B�rsch-Supan   +22 more
core   +6 more sources

Non-Contributory Pensions [PDF]

open access: yesSSRN Electronic Journal, 2013
The creation of non-contributory pension schemes is becoming increasingly common as countries struggle to reduce poverty. Drawing on data from Mexico's Adultos Mayores Program (Older Adults Program) --a cash transfer scheme aimed at rural adults over 70 years of age-- we evaluate the effects of this program on the well-being of the beneficiary ...
Rosangela Bando   +2 more
openaire   +6 more sources

Heart-Focused Anxiety Affects Behavioral Cardiac Risk Factors and Quality of Life: A Follow-Up Study Using a Psycho-Cardiological Rehabilitation Concept

open access: yesFrontiers in Psychiatry, 2022
BackgroundHeart-focused anxiety (HFA) raises the risk for adverse outcomes in patients with heart disease. Despite this great importance, it is rarely assessed in clinical practice.
Christoph Schmitz   +6 more
doaj   +1 more source

Hedging and Cash Flows in the Presence of Taxes and Expenses in Life and Pension Insurance

open access: yesRisks, 2018
In investment and insurance contracts, certain stipulated payments may depend on the hedging strategy. We study the problem of calculation, hedging and valuation of such cash flows, by considering a payment process in a setup with taxes and investment ...
Kristian Buchardt, Thomas Møller
doaj   +1 more source

Life Insurance Cash Flows with Policyholder Behavior

open access: yesRisks, 2015
The problem of the valuation of life insurance payments with policyholder behavior is studied. First, a simple survival model is considered, and it is shown how cash flows without policyholder behavior can be modified to include surrender and free policy
Kristian Buchardt, Thomas Møller
doaj   +1 more source

Taxing Pensions

open access: yesSSRN Electronic Journal, 2016
There exists a wide variety of tax treatments of pensions across the world. And the reasons for such a range of regimes are not clear. This note reviews the general principles of pension taxes and analyses the theoretical foundations of why pension incomes ought to be taxed specifically.
Cremer, Helmuth, Pestieau, Pierre
openaire   +6 more sources

Retirement expectations, pension reforms and their impact on private wealth accumulation [PDF]

open access: yes, 2006
We estimate the effect of pension reforms on households' expectations of retirement outcomes and private wealth accumulation decisions exploiting a decade of intense Italian pension reforms as a source of exogenous variation in expected pension wealth ...
Attanasio   +23 more
core   +1 more source

The study of the payment regims of retirement pensions in Iran and Norway [PDF]

open access: yesFaṣlnāmah-i Pizhūhish-i Huqūq-i ̒Umūmī, 2022
The issue of pension payments is a serious challenge for governments in today's world. As the main institution, which is faced with a large number of new pensioners every year, governments seek to create pension systems in line with the political ...
elham amiri   +3 more
doaj   +1 more source

Self-selection and risk sharing in a modern world of life-long annuities [PDF]

open access: yes, 2018
Communicating a pension product well is as important as optimising the financial value. In a recent study, we showed that up to 80% of the value of a pension lump sum could be lost if customer communication failed.
Gerrard, R. J. G.   +3 more
core   +1 more source

A dynamic analysis of the effect of social security reform on Spanish widow pensioners [PDF]

open access: yesPanoeconomicus, 2011
This paper shows the dynamic effects of the reform of the Spanish social security pension system on the pensions received by one of the most vulnerable groups of the population, namely, widows.
Peinado Patricia, Serrano Felipe
doaj   +1 more source

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