Results 151 to 160 of about 58,547 (206)
Property-Casualty Insurance Guaranty Funds and Insurer Vulnerability to Misfortune [PDF]
SSRN Electronic Journal, 1996 The presence of third-party guarantees such as insurance guaranty funds can induce managers of covered institutions to take actions that increase the level of risk or increase vulnerability to unfavorable developments. This paper presents evidence of these effects taking place under insurance guaranty funds.
Soon-Ja Lee, Michael L. Smith
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Property and Casualty Insurance Firms and Technology Spending
International Journal of Information Systems in the Service Sector, 2020Investments in information technology (IT) have long been assumed to correlate positively with business value and market share. In response to these assumptions, firms invest in technology to improve various business functions to include customer service, profitability, and efficiency. However, despite these long-held beliefs, there is little consensus
Yiling Deng +2 more
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Property–casualty insurance guaranty funds and insurer vulnerability to misfortune
Journal of Banking & Finance, 1999Abstract The enactment of property–casualty insurance guaranty fund statutes in the US was associated with a decrease in insurers' reserves for Homeowners and Commercial Multi-Peril insurance. The evidence is: loss ratios among states enacting guaranty fund statutes declined relative to other states. Tests on loss accruals confirm that the effect was
Soon-Jae Lee, Michael L Smith
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Output of the Property and Casualty Insurance Industry [PDF]
The Canadian Journal of Economics / Revue canadienne d'Economique, 1999 This paper presents two concepts of output for the property and casualty insurance industry. One is implicit in the U.S. national accounts and the 1993 System of National Accounts (SNA); the other is from the economics literature. For each concept, alternative methods for measuring the nominal value of insurance output are presented.
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Law and the Determinants of Property‐Casualty Insurance
Journal of Risk and Insurance, 2001AbstractThis article examines the importance of legal rights and enforcement in influencing property‐casualty insurance (PCI) consumption. We extend the existing literature by examining the role of legal factors in determining insurance density across countries. Also, measures of risk aversion, loss probability, and price, which overcome limitations of
Esho, N. +3 more
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Complaint Ratios and Property-Casualty Insurer Characteristics [PDF]
Journal of Insurance Issues, 2005 We extend previous research by Doerpinghaus (1991) and others by examining relationships between private passenger auto insurance complaint ratios and insurer characteristics. Consistent with Doerpinghaus, results indicate that insurers with higher complaint ratios are more likely to write high-risk auto coverage.
James M. Carson +2 more
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Model mortality rates using property and casualty insurance reserving methods
Insurance: Mathematics and Economics, 2022zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Tsai, Cary Chi-Liang, Kim, Seyeon
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Dynamic Portfolio Management for Property and Casualty Insurance
2011Recent trends in the insurance sector have highlighted the expansion of large insurance firms into asset management. In addition to their historical liability risk exposure associated with statutory activity, the growth of investment management divisions has caused increasing exposure to financial market fluctuations.
CONSIGLI, Giorgio +5 more
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Interpreting Property and Casualty Insurance Numbers
AIMR Conference Proceedings, 1992To gain a clear picture of a property/casualty insurance company, analysts need to examine operating income—paid losses and reserves, the growth of written premiums as compared to the growth of expenses, and investment income—as well as reserves. This presentation comes from The Financial Services Industry—Banks, Thrifts, Insurance Companies, and ...
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Property and Casualty Insurance Lines Comparson: A Shift-Share Analysis
The Journal of Risk and Insurance, 1984Analysis of insurance by lines is essential for insurers to direct their educaion and training efforts toward sales. This paper presents the shift-share technique applied to property and casualty insurance lines. The analysis involves four effects: (1) base growth, (2) net relative change, (3) shift or composition effect, and (4) share effect. Regional
Sanford B. Halperin, Rodney H. Mabry
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