Results 161 to 170 of about 58,788 (204)

Capacity of the Property-Casualty Insurance Industry

The Journal of Risk and Insurance, 1984
This paper examines the interrelationships among the capacity variables of level of surplus, investment risk, underwriting risk, and expenses. The primary objective is the development of a capacity measure that recognizes all these variables and interrelationships. The study addresses the capacity issue from the perspective of insurer management rather
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The Financial Modeling of Property-Casualty Insurance Companies

North American Actuarial Journal, 1999
This paper describes a financial model currently being used by a major U.S. multiline property-casualty insurer. The model, which was first developed for solvency monitoring purposes, is now being employed for a variety of internal management purposes as well, including (1) the allocation of equity to corporate units, thereby allowing measurements of ...
Douglas M. Hodes, Sholom Feldblum, Antoine A. Neghaiwi   +2 more
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Interpreting Property and Casualty Insurance Numbers

AIMR Conference Proceedings, 1992
To gain a clear picture of a property/casualty insurance company, analysts need to examine operating income—paid losses and reserves, the growth of written premiums as compared to the growth of expenses, and investment income—as well as reserves. This presentation comes from The Financial Services Industry—Banks, Thrifts, Insurance Companies, and ...
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ESSAYS ON THE U.S. PROPERTY-CASUALTY INSURANCE INDUSTRY

2020
This dissertation includes two chapters. In Chapter 1, “Information Risk and the Cost of Equity Capital Revisited: Evidence from the U.S. Property-Casualty Insurance Industry”, I revisit the relationship between information risk and the cost of equity capital in the U.S. property-casualty (P-C) insurance industry.
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Property and casualty insurance pricing with GLMs

2011
The purpose of insurance rate making is to ensure that the book of business generates enough revenue to pay claims, expenses, and make profit. Apart from managing the overall level the actuary also needs to design a rating segmentation structure. The insurance company must understand which policies are more and which are less likely to generate claims.
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Optimistic reporting in the property- casualty insurance industry

Journal of Accounting and Economics, 1992
Abstract This paper examines the response of managers of property-casualty insures to the differential costs and benefits of understanding the liability for outstanding claim losses. The primary hypothesis is that the incentive to underestimate the liability is a decreasing function of the insurer's actual financial position.
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Complaint Ratios and Property-Casualty Insurer Characteristics [PDF]

Journal of Insurance Issues, 2005
We extend previous research by Doerpinghaus (1991) and others by examining relationships between private passenger auto insurance complaint ratios and insurer characteristics. Consistent with Doerpinghaus, results indicate that insurers with higher complaint ratios are more likely to write high-risk auto coverage.
James M. Carson, Kathleen McCullough, David T. Russell   +2 more
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Property & Casualty Insurance TPA Market

The Property and Casualty Insurance TPA Market is witnessing steady growth driven by globalization, digital transformation, and proactive risk management strategies. Technology-led innovation in AI, automation, and analytics is redefining claims processing, positioning TPAs as strategic partners for insurers worldwide.
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Gauging the financial solidity of property casualty insurers

Journal of Corporate Accounting & Finance, 1990
AbstractSince 1984, the year in which the last and, some would argue, the worst insurance underwriting cycle “bottomed out,” an average of twenty property casualty companies per year have suffered insolvencies. The House Oversight and Investigative Subcommittee has issued a report that is highly critical of the ways in which the solvency of insurers is
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The Economics of Property-Casualty Insurance

The Journal of Risk and Insurance, 2000
Barry D. Smith, David F. Bradford
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