Regional Aspect of the Russian Insurance Market [PDF]
Regional disproportions of the Russian insurance market have a considerable impact on insurance coverage of regional needs. The development of insurance relationship results from high-quality and structural changes in insurance interests both in ...
Aleksander Andreevich Tsyganov +1 more
doaj +1 more source
The Effect of Insurance Premium Taxes on Employment [PDF]
This report provides estimates of the effect of the insurance premium taxes on state-level employment in the insurance industry.
David L. Sjoquist +2 more
core +1 more source
Individual Loss Reserving Using a Gradient Boosting-Based Approach
In this paper, we propose models for non-life loss reserving combining traditional approaches such as Mack’s or generalized linear models and gradient boosting algorithm in an individual framework.
Francis Duval, Mathieu Pigeon
doaj +1 more source
The Rate-Making Process in Property and Casualty Insurance—Goals, Technics, and Limits [PDF]
A lateral boundary treatment using summation-by-parts operators and simultaneous approximation terms is introduced. The method, that we refer to as the multiple penalty technique, is similar to Davies relaxation and have similar areas of application. The
Kulp, C. A.
core +2 more sources
Superiorfund - An Answer to State Court Holdings That Government-Mandated Cleanup Costs Constitute Damages under Comprehensive General Liability Policies [PDF]
This comment analyzes the state high court decisions which seem to be reaching a consensus that the term damages in a Comprehensive General Liability policy encompasses the cost of cleaning up a hazardous waste site.
Kuchta, Lynn M.
core +2 more sources
Checkerboard copula defined by sums of random variables
We consider the problem of finding checkerboard copulas for modeling multivariate distributions. A checkerboard copula is a distribution with a corresponding density defined almost everywhere by a step function on an m-uniform subdivision of the unit ...
Kuzmenko Viktor +2 more
doaj +1 more source
Counting cases, conserving species: addressing highly pathogenic avian influenza in wildlife
ABSTRACT Highly pathogenic avian influenza (HPAI) has become a critical threat to wildlife, shifting from a seasonal epizootic to a persistent, year‐round panzootic with global consequences. Here, we summarise the origin, evolutionary mechanisms, and expanding host range of the current H5N1 virus (clade 2.3.4.4b) and assess its impact on wildlife. Over
Ulrich Knief +4 more
wiley +1 more source
Sudan at War With Itself: Civilian Devastation in the Civil War
ABSTRACT A civil war is raging in Sudan between the Sudan Armed Forces (SAF) and the Rapid Support Forces (RSF) along with militia groups. Beginning on April 15, 2023, and continuing at least to this writing (October 15, 2025), civilian noncombatants have been subjected to bombings, beatings, torture, shootings, rape, and murder on a large scale. Since
Daniel Rothbart +3 more
wiley +1 more source
Prototype as query for few shot semantic segmentation
Few-shot Semantic Segmentation (FSS) was proposed to segment unseen classes in a query image, referring to only a few annotated examples named support images. One of the characteristics of FSS is spatial inconsistency between query and support targets, e.
Leilei Cao +3 more
doaj +1 more source
Shifting Tides: A Decade of Business Climate Adaptation and Resilience Research (2013–2023)
ABSTRACT Climate change is causing significant disruptions to the socio‐ecological systems in which organizations operate, presenting unprecedented challenges for businesses across sectors in adapting to shifting environmental conditions and building resilience to extreme weather events.
Domenico Villano +3 more
wiley +1 more source

