Results 41 to 50 of about 1,040 (169)

Actuarial Impacts of Loss Cost Ratio Ratemaking in U.S. Crop Insurance Programs

Journal of Agricultural and Resource Economics, 2011
This study examines the actuarial implications of the loss cost ratio (LCR) ratemaking methodology employed by the Risk Management Agency as a component of base rates for U.S.
Joshua D. Woodard, Bruce J. Sherrick, Gary D. Schnitkey   +2 more
doaj   +1 more source

GENERATION OF RATES FOR ELECTRIC POWER IN REGIONAL POWER SUPPLY SYSTEMS OF RUSSIA: PROBLEMS OF CHOICE REGARDING AN OPTIMUM MODEL OF RATE-MAKING [PDF]

Экономика региона, 2010
At present contradictions are being intensified and difficulties arise due to insufficiently profound scientific study of the major issues concerned with economic development of Russia.
O. I. Botkin, I. V. Orefkov
doaj   +1 more source

A joint model of cost and churn for the insurance industry

Journal of Risk and Insurance, EarlyView.
Abstract In insurance markets, claim costs are highly variable, heavy‐tailed, and difficult to predict. At the same time, policyholder retention and lapse behavior (customer churn) are critical determinants of long‐term profitability and solvency. Most existing models in the literature treat claim costs and lapses as independent, overlooking potential ...
Yumo Dong, Edward W. (Jed) Frees, Fei Huang, Francis K. C. Hui, Harald J. van Heerde   +4 more
wiley   +1 more source

Dependence Modelling for Heavy-Tailed Multi-Peril Insurance Losses

Risks
The Danish fire loss dataset records commercial fire losses under three insurance coverages: building, contents, and profits. Existing research has primarily focused on the heavy-tail behaviour of the losses but ignored the relationship among different ...
Tianxing Yan, Yi Lu, Himchan Jeong
doaj   +1 more source

Influence of Elevation Data Resolution on Tsunami Loss Estimation and Insurance Rate-Making

Frontiers in Earth Science, 2019
Tsunamis triggered by large offshore earthquakes are devastating, and buildings located near the coast experience damage and loss due to such extreme events.
Jie Song, Katsuichiro Goda
doaj   +1 more source

Mapping Measurement to Theory in Policy Evolution: A Case of Net Metering Policies of the United States

Policy Studies Journal, EarlyView.
ABSTRACT The examination of policy evolution has important practical implications, but current literature often only evaluates changing policy goals and instruments at the macro‐level, overlooking changes that occur at the more granular, micro‐level of policy text.
Graham Ambrose, Myriam Gregoire‐Zawilski   +1 more
wiley   +1 more source

Does Political Decoupling Through Fair Market Privatization Improve Managerial and Political Outcomes? Insights From Water Utility Sales

Public Administration Review, EarlyView.
ABSTRACT Many U.S. municipalities face environmental service delivery challenges, including aging infrastructure and rising debt. In response, several states have adopted Fair Market Value (FMV) legislation, which aims to incentivize private firms to acquire and invest in municipal utilities—particularly in the water sector. However, the impacts of FMV
Jesse L. Barnes, Michael A. Powell
wiley   +1 more source

Insurance and the “Irrationalization” of Disaster Policy: A Political Crisis Theory for an Age of Climate Risk

The British Journal of Sociology, Volume 77, Issue 3, Page 482-495, June 2026.
ABSTRACT In the last several years, disaster insurance programs around the world have experienced disruptions that many observers interpret to be a primary symptom of “climate crisis” (Bittle 2024). Governments have responded to these disruptions through disjointed and at times contradictory measures: they treat disasters, alternately, as “Acts of God”
Stephen J. Collier
wiley   +1 more source

An observation‐driven state‐space model for claims size modelling

Canadian Journal of Statistics, Volume 54, Issue 1, March 2026.
Abstract State‐space models are popular in econometrics. Recently, these models have gained some popularity in the actuarial literature. The best known state‐space models are of the Kalman‐filter type. These are called parameter‐driven because the observations do not impact the state‐space dynamics.
Jae Youn Ahn, Himchan Jeong, Mario V. Wüthrich   +2 more
wiley   +1 more source

Supplementing Traditional Ratemaking w/ Advanced Telematics

, 2023
This project analyzes the sponsor company’s telematics program by tracking and projecting program growth, comparing telematics driving scores to common ratemaking attributes, and investigating the correlation of score to future loss experience.
LaCross, Matthew, Camileo, Gianni, Tate, Benjamin   +2 more
core   +3 more sources