Results 41 to 50 of about 1,049 (171)
Credit Insurance Ratemaking Under Aggregate Data Constraints A Hybrid Actuarial–Machine Learning Framework with Evidence from an Egyptian Portfolio [PDF]
المجلة العلمية للبحوث التجارية - جامعة المنوفيةThis study develops and empirically evaluates a credit insurance ratemaking methodology under the constraint of having only grouped portfolio data. Using eight underwriting years (2017–2024) from a major Egyptian credit insurer, covering 383,885 risks ...
عبد الحليم عبد الله القاضى +2 more
doaj +1 more source
GENERATION OF RATES FOR ELECTRIC POWER IN REGIONAL POWER SUPPLY SYSTEMS OF RUSSIA: PROBLEMS OF CHOICE REGARDING AN OPTIMUM MODEL OF RATE-MAKING [PDF]
Экономика региона, 2010 At present contradictions are being intensified and difficulties arise due to insufficiently profound scientific study of the major issues concerned with economic development of Russia.
O. I. Botkin, I. V. Orefkov
doaj +1 more source
One Water demand management: rethinking ratemaking [PDF]
, 2020 This report describes work done with New Braunfels Utilities by the Boston University Institute for Sustainable Energy. The work was carried out as part of a broad initiative on One Water opportunities in Texas funded by the Cynthia and George Mitchell ...
Grinshpun, Michael +2 more
core +1 more source
A joint model of cost and churn for the insurance industry
Journal of Risk and Insurance, EarlyView.Abstract In insurance markets, claim costs are highly variable, heavy‐tailed, and difficult to predict. At the same time, policyholder retention and lapse behavior (customer churn) are critical determinants of long‐term profitability and solvency. Most existing models in the literature treat claim costs and lapses as independent, overlooking potential ...
Yumo Dong +4 more
wiley +1 more source
A posteriori ratemaking using bivariate Poisson models [PDF]
, 2017 Recently, different bivariate Poisson regression models have been used in the actuarial literature to make an a priori ratemaking taking into account the dependence between two types of claims.
Bermúdez, Lluís, Karlis, Dimitris
core +1 more source
Dependence Modelling for Heavy-Tailed Multi-Peril Insurance Losses
RisksThe Danish fire loss dataset records commercial fire losses under three insurance coverages: building, contents, and profits. Existing research has primarily focused on the heavy-tail behaviour of the losses but ignored the relationship among different ...
Tianxing Yan, Yi Lu, Himchan Jeong
doaj +1 more source
Public Administration Review, EarlyView.ABSTRACT Many U.S. municipalities face environmental service delivery challenges, including aging infrastructure and rising debt. In response, several states have adopted Fair Market Value (FMV) legislation, which aims to incentivize private firms to acquire and invest in municipal utilities—particularly in the water sector. However, the impacts of FMV
Jesse L. Barnes, Michael A. Powell
wiley +1 more source
Influence of Elevation Data Resolution on Tsunami Loss Estimation and Insurance Rate-Making
Frontiers in Earth Science, 2019 Tsunamis triggered by large offshore earthquakes are devastating, and buildings located near the coast experience damage and loss due to such extreme events.
Jie Song, Katsuichiro Goda
doaj +1 more source
Policy Studies Journal, Volume 54, Issue 4, November 2026.ABSTRACT The examination of policy evolution has important practical implications, but current literature often only evaluates changing policy goals and instruments at the macro‐level, overlooking changes that occur at the more granular, micro‐level of policy text.
Graham Ambrose +1 more
wiley +1 more source
When insurers retreat: The governance of wildfire disasters and how FAIR plans allocate climate risk
Risk Management and Insurance Review, Volume 29, Issue 3, Page 336-375, Fall 2026.Abstract As wildfire risk accelerates private insurer retreat, state‐governed FAIR Plans increasingly serve as the primary coverage available in hazard‐prone areas. This paper analyzes these residual markets as instruments of disaster governance, arguing that their design reflects distributive political choices regarding risk allocation.
Katarzyna Klasa
wiley +1 more source