Results 51 to 60 of about 6,133 (181)

Diagnostic analytics of electricity tariff design in Nepal

open access: yesEnergy Conversion and Economics, Volume 7, Issue 1, Page 50-68, February 2026.
Abstract Nepal's electricity sector operates under a monopsony, with government entities dominating generation, transmission, and distribution. This market structure suppresses competition, leading to inherent challenges in establishing fair and efficient electricity tariff systems.
Prashant Kandel   +2 more
wiley   +1 more source

Herding cats: Competitive underwriting of catastrophe‐exposed property risks ‐ A teaching case

open access: yesRisk Management and Insurance Review, Volume 28, Issue 3, Page 363-381, Fall 2025.
Abstract Risk management is an important aspect of property insurance sales, underwriting, and rating that is covered lightly in standard texts or publishers' materials. This case is based on the risk management considerations of a fictitious insurer within an often competitive and always high‐stakes industry segment—the primary insurance market for ...
Faith R. Neale, Lorilee A. Medders
wiley   +1 more source

Actuarial implications of prevented planting coverage

open access: yesApplied Economic Perspectives and Policy, Volume 47, Issue 1, Page 394-415, March 2025.
Abstract Within the Federal Crop Insurance Program (FCIP), prevented planting (PP) coverage provides payments for pre‐planting costs associated with crops that ultimately cannot be planted due to adverse weather. PP indemnities, which are not considered production losses within the FCIP rating methodology, influence premium rates differently than ...
Dylan Turner   +3 more
wiley   +1 more source

A fair price to pay: Exploiting causal graphs for fairness in insurance

open access: yesJournal of Risk and Insurance, Volume 92, Issue 1, Page 33-75, March 2025.
Abstract In many jurisdictions, insurance companies are prohibited from discriminating based on certain policyholder characteristics. Exclusion of prohibited variables from models prevents direct discrimination, but fails to address proxy discrimination, a phenomenon especially prevalent when powerful predictive algorithms are fed with an abundance of ...
Olivier Côté   +2 more
wiley   +1 more source

Rate-Making, Smoker Surcharge, and Insurer Risk Management Under the U.S. Affordable Care Act [PDF]

open access: yesFinancial Markets, Institutions and Risks
Rate-making — a vital component of insurance and risk management — can be creative and at times contentious because pricing is its central goal. In the United States, the Affordable Care Act (ACA) permits insurers in the non-group and small group markets
Roger Lee Mendoza
doaj   +1 more source

Integrated urban water management in Texas: a review to inform a one water approach for the future [PDF]

open access: yes, 2018
Texas has considerable experience grappling with historic droughts as well as flooding associated with tropical storms and hurricanes, yet the State’s water management challenges are projected to increase.
Ashmore, Jacqueline   +2 more
core  

Ratemaking in a changing environment

open access: yesASTIN Bulletin, 2023
AbstractIn pricing insurance contracts based on the individual policyholder’s aggregate losses for non-life insurers, the literature has mainly focused on using detailed information from policies and closed claims. However, the information on open claims can reflect shifts in the distribution of the expected claim payments better than closed claims ...
openaire   +2 more sources

Race and premium misrating in the U.S. Federal Crop Insurance Program

open access: yesApplied Economic Perspectives and Policy, Volume 46, Issue 1, Page 169-188, March 2024.
Abstract USDA farm support programs have an established history of racial discrimination. Today, the Federal Crop Insurance Program is among the largest and most important programs available to U.S. farmers. Previous research has documented systematic misrating of crop insurance premiums with sizable welfare implications.
Jim Teal, Andrew W. Stevens
wiley   +1 more source

Commission on the Future of Worker-Management Relations; Notice of Closing the Public Record [PDF]

open access: yes, 1994
Notice_Federal_Register_041894.pdf: 96 downloads, before Oct.
U.S. Government Printing Office
core   +1 more source

Improving automobile insurance ratemaking using telematics : incorporating mileage and driver behaviour data [PDF]

open access: yes, 2016
We show how data collected from a GPS device can be incorporated in motor insurance ratemaking. The calculation of premium rates based upon driver behaviour represents an opportunity for the insurance sector.
Ayuso, Mercedes   +3 more
core   +1 more source

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