Results 51 to 60 of about 1,049 (171)
The British Journal of Sociology, Volume 77, Issue 3, Page 482-495, June 2026.ABSTRACT In the last several years, disaster insurance programs around the world have experienced disruptions that many observers interpret to be a primary symptom of “climate crisis” (Bittle 2024). Governments have responded to these disruptions through disjointed and at times contradictory measures: they treat disasters, alternately, as “Acts of God”
Stephen J. Collier
wiley +1 more source
Cancelled Utility and Traditional Ratemaking Theories: Are Either Used and Useful [PDF]
, 1985 This Comment reviews and analyzes recent regulatory proceedings and decisions on cancelled plant losses and the means by which regulatory agencies have attempted to apply traditional ratemaking theories to allocate the losses between ratepayers and ...
Poirier, Phillip L., Jr.
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A Logistic Regression Based Auto Insurance Rate-Making Model Designed for the Insurance Rate Reform
International Journal of Financial Studies, 2018 Using a generalized linear model to determine the claim frequency of auto insurance is a key ingredient in non-life insurance research. Among auto insurance rate-making models, there are very few considering auto types.
Zhengmin Duan +4 more
doaj +1 more source
An observation‐driven state‐space model for claims size modelling
Canadian Journal of Statistics, Volume 54, Issue 1, March 2026.Abstract State‐space models are popular in econometrics. Recently, these models have gained some popularity in the actuarial literature. The best known state‐space models are of the Kalman‐filter type. These are called parameter‐driven because the observations do not impact the state‐space dynamics.
Jae Youn Ahn +2 more
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Diagnostic analytics of electricity tariff design in Nepal
Energy Conversion and Economics, Volume 7, Issue 1, Page 50-68, February 2026.Abstract Nepal's electricity sector operates under a monopsony, with government entities dominating generation, transmission, and distribution. This market structure suppresses competition, leading to inherent challenges in establishing fair and efficient electricity tariff systems.
Prashant Kandel +2 more
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Herding cats: Competitive underwriting of catastrophe‐exposed property risks ‐ A teaching case
Risk Management and Insurance Review, Volume 28, Issue 3, Page 363-381, Fall 2025.Abstract Risk management is an important aspect of property insurance sales, underwriting, and rating that is covered lightly in standard texts or publishers' materials. This case is based on the risk management considerations of a fictitious insurer within an often competitive and always high‐stakes industry segment—the primary insurance market for ...
Faith R. Neale, Lorilee A. Medders
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Actuarial implications of prevented planting coverage
Applied Economic Perspectives and Policy, Volume 47, Issue 1, Page 394-415, March 2025.Abstract Within the Federal Crop Insurance Program (FCIP), prevented planting (PP) coverage provides payments for pre‐planting costs associated with crops that ultimately cannot be planted due to adverse weather. PP indemnities, which are not considered production losses within the FCIP rating methodology, influence premium rates differently than ...
Dylan Turner +3 more
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A fair price to pay: Exploiting causal graphs for fairness in insurance
Journal of Risk and Insurance, Volume 92, Issue 1, Page 33-75, March 2025.Abstract In many jurisdictions, insurance companies are prohibited from discriminating based on certain policyholder characteristics. Exclusion of prohibited variables from models prevents direct discrimination, but fails to address proxy discrimination, a phenomenon especially prevalent when powerful predictive algorithms are fed with an abundance of ...
Olivier Côté +2 more
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Race and premium misrating in the U.S. Federal Crop Insurance Program
Applied Economic Perspectives and Policy, Volume 46, Issue 1, Page 169-188, March 2024.Abstract USDA farm support programs have an established history of racial discrimination. Today, the Federal Crop Insurance Program is among the largest and most important programs available to U.S. farmers. Previous research has documented systematic misrating of crop insurance premiums with sizable welfare implications.
Jim Teal, Andrew W. Stevens
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A Note On The Multiplicative Ratemaking Model [PDF]
ASTIN Bulletin, 1975 The multiplicative ratemaking, model we have in mind is the following one. Within a certain branch of insurance we have, say for simplicity, two tarif arguments U and V. For example, in motor insurance we could think of U and V as being make of car and geographical district respectively.
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