Results 51 to 60 of about 1,040 (169)
A Logistic Regression Based Auto Insurance Rate-Making Model Designed for the Insurance Rate Reform
International Journal of Financial Studies, 2018 Using a generalized linear model to determine the claim frequency of auto insurance is a key ingredient in non-life insurance research. Among auto insurance rate-making models, there are very few considering auto types.
Zhengmin Duan +4 more
doaj +1 more source
Diagnostic analytics of electricity tariff design in Nepal
Energy Conversion and Economics, Volume 7, Issue 1, Page 50-68, February 2026.Abstract Nepal's electricity sector operates under a monopsony, with government entities dominating generation, transmission, and distribution. This market structure suppresses competition, leading to inherent challenges in establishing fair and efficient electricity tariff systems.
Prashant Kandel +2 more
wiley +1 more source
Herding cats: Competitive underwriting of catastrophe‐exposed property risks ‐ A teaching case
Risk Management and Insurance Review, Volume 28, Issue 3, Page 363-381, Fall 2025.Abstract Risk management is an important aspect of property insurance sales, underwriting, and rating that is covered lightly in standard texts or publishers' materials. This case is based on the risk management considerations of a fictitious insurer within an often competitive and always high‐stakes industry segment—the primary insurance market for ...
Faith R. Neale, Lorilee A. Medders
wiley +1 more source
Rate-Making, Smoker Surcharge, and Insurer Risk Management Under the U.S. Affordable Care Act [PDF]
Financial Markets, Institutions and RisksRate-making — a vital component of insurance and risk management — can be creative and at times contentious because pricing is its central goal. In the United States, the Affordable Care Act (ACA) permits insurers in the non-group and small group markets
Roger Lee Mendoza
doaj +1 more source
Actuarial implications of prevented planting coverage
Applied Economic Perspectives and Policy, Volume 47, Issue 1, Page 394-415, March 2025.Abstract Within the Federal Crop Insurance Program (FCIP), prevented planting (PP) coverage provides payments for pre‐planting costs associated with crops that ultimately cannot be planted due to adverse weather. PP indemnities, which are not considered production losses within the FCIP rating methodology, influence premium rates differently than ...
Dylan Turner +3 more
wiley +1 more source
A fair price to pay: Exploiting causal graphs for fairness in insurance
Journal of Risk and Insurance, Volume 92, Issue 1, Page 33-75, March 2025.Abstract In many jurisdictions, insurance companies are prohibited from discriminating based on certain policyholder characteristics. Exclusion of prohibited variables from models prevents direct discrimination, but fails to address proxy discrimination, a phenomenon especially prevalent when powerful predictive algorithms are fed with an abundance of ...
Olivier Côté +2 more
wiley +1 more source
Techniques for analyzing the impacts of certain electric-utility ratemaking and regulatory-policy concepts. Glossary [PDF]
, 1980 This document, Glossary, is the first in a series of reports to identify, describe, and apply techniques for analyzing the impacts of certain electric utility concepts. This report was developed with a focus on the currently evolving issues of ratemaking,
core +1 more source
Race and premium misrating in the U.S. Federal Crop Insurance Program
Applied Economic Perspectives and Policy, Volume 46, Issue 1, Page 169-188, March 2024.Abstract USDA farm support programs have an established history of racial discrimination. Today, the Federal Crop Insurance Program is among the largest and most important programs available to U.S. farmers. Previous research has documented systematic misrating of crop insurance premiums with sizable welfare implications.
Jim Teal, Andrew W. Stevens
wiley +1 more source
THE TRANS-MISSOURI CASE: DOES THE SHERMAN ACT APPLY TO THE RAILROADS?
Essays in Economic and Business History, 2003 In 1887, in answer to railroad abuses of monopoly power, Congress passed the Interstate Commerce Act, which created the Interstate Commerce Commission (ICC).
Michael Landry, Richard Stone
doaj
Actuarial Impacts of Loss Cost Ratio Ratemaking in U.S. Crop Insurance Programs [PDF]
This study examines the actuarial implications of the loss cost ratio (LCR) ratemaking methodology employed by the Risk Management Agency as a component of base rates for U.S.
Schnitkey, Gary D. +2 more
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