A Bonus–Malus System (BMS) is a ratemaking mechanism used in insurance to adjust premiums based on a policyholder’s claim history, with the goal of segmenting risk profiles more accurately.
Asrar Alyafie +2 more
doaj +1 more source
Allowance trading activity and state regulatory rulings : evidence from the U.S. Acid Rain Program [PDF]
The U.S. Acid Rain Program is one of the first, and by far the most extensive, applications of a market based approach to pollution control. From the beginning, there has been concern whether utilities would participate in allowance trading, and whether ...
Bailey, Elizabeth M.
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Special issue "Risk Considerations and Insurance in Developing Countries" of the Geneva Risk and Insurance Review. [PDF]
Browne M +3 more
europepmc +1 more source
Electricity as a service and local control: Responding to a post-Covid world. [PDF]
Houldin RW, Yang B.
europepmc +1 more source
Iowa Department of Commerce, Iowa Utilities Board Division Performance Report, FY 2004 [PDF]
Agency Performance ...
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Impacts of Weather and Time Horizon Selection on Crop Insurance Ratemaking: A Conditional Distribution Approach [PDF]
An important issue in the agricultural actuarial literature is the extent to which sample period selection affects the accuracy of insurance rating.
Woodard, Joshua D.
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Risk Classification for Claim Counts and Losses Using Regression Models for Location, Scale and Shape [PDF]
This paper presents and compares different risk classi?cation models for the frequency and severity of claims employing regression models for location, scale and shape.
Frangos, N, Tzougas, G, Vrontos, S
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Driving Risk Assessment Using Near-Miss Events Based on Panel Poisson Regression and Panel Negative Binomial Regression. [PDF]
Sun S +4 more
europepmc +1 more source
Bootstrapping vs. Asymptotic Theory in Property and Casualty Loss Reserving [PDF]
One of the key functions of a property and casualty (P&C) insurance company is loss reserving, which calculates how much money the company should retain in order to pay out future claims.
DiFronzo, Andrew J., Jr.
core +1 more source
Electric utility rates are usually presented to consumers as reflecting costs or market efficiency. But we argue that utility rates and prices are more than they seem: they are socially constructed, formed from deeply held institutional logics.
Matthew Grimley, Gabriel Chan
doaj +1 more source

