Results 121 to 130 of about 4,850 (294)
Klasifikasi Pemohon Pinjaman dengan Hyperparameter Tuning dan Teknik Penyeimbangan Data
Journal of Applied Computer Science and TechnologyLoan classification is a critical component of credit risk management, as it categorizes loans based on risk levels and supports the financial stability of banks, where loan-related income represents a substantial share of assets.
Donata Yulvida +3 more
doaj +1 more source
International Studies of Economics, EarlyView.ABSTRACT To explore the real effect of banking globalisation on bank liquidity creation, we investigate plausibly exogenous variations in the expectation of further banking globalisation under the Belt and Road Initiative (BRI), which further opens the gate to foreign investors.
Xuanyi Shi +3 more
wiley +1 more source
Determinants of repayment performance in Indian micro-credit groups [PDF]
Despite their potential importance and ease of modification, impacts of monitoring and loan recovery arrangements on micro-credit groups'repayment performance have rarely been studied.
Deininger, Klaus, Liu, Yanyan
core
The Effect of Financial Literacy on Loan Repayment Performance of MSMEs: A Literature Review
Credit loans among MSMEs are beneficial for business sustainability. The quality of a credit loan is a concern to avoid default, so the topic of loan repayment performance is interesting to explore.
Saifi, Muhammad +2 more
core +1 more source
Temporary VAT Reduction in Vietnam: Consumer Behavior Analysis
International Studies of Economics, EarlyView.ABSTRACT This study investigates the impact of temporary VAT rate changes on consumer behavior in Vietnam, particularly concerning the VAT reduction implemented during 2023–2024. The research analyzes annual survey data and household expenditure reports to assess changes in consumer spending on durable goods during the first half of 2024 (2024 H1 ...
Hang Thi Thu Trinh
wiley +1 more source
Social Connections and Group Banking [PDF]
Lending to the poor is expensive due to high screening, monitoring, and enforcement costs. Group lending advocates believe lenders overcome this by harnessing social connections.
Dean S. Karlan
core
Joint-liability lending: Does it raise repayment performance?
VNU University of Economics and BusinessThe aim of this paper is to examine whether joint-liability lending, a lending method often used by microfinance organizations, has positive impacts on repayment performance, as suggested in the theoretical literature. There has been an abundance of studies that investigate theoretically the impact of joint liability lending on repayment, yet the ...
openaire +1 more source
Major Cybersecurity Breaches: Shaping Corporate Cybersecurity Policies and Closing the Gaps
Journal of Corporate Accounting &Finance, EarlyView.ABSTRACT As digitalization accelerates, cybercrime has intensified in both scale and impact over the past two decades. This study aims to critically examine major cybersecurity events, assess them through the lens of routine activity theory, examine insight from three other established criminological and organizational theories, and address central ...
Laura K. Rickett, Deborah Smith
wiley +1 more source
Influential factors on loan repayment performance in microfinance institution : evidence from India
, 2013 LAUREA MAGISTRALELoan repayment performance is one of the important factors which can ensure the success or failure of microfinance institutions. In this study we focus on five factors which could have influence the duration of a borrowers’ repayment ...
MIRPOURIAN, SEYEDMEHRDAD
core
مدیریت بهره وریEnsuring the timely allocation of necessary financial resources is a critical success factor for achieving optimal predominant project performance and one of the most important factors in the success of the investment.
Shima Yarahmadi +3 more
doaj