Results 1 to 10 of about 35,050 (253)
Strategic group lending for banks [PDF]
Banks and Bank Systems, 2018 Credit institutions often refuse to lend money to small firms. Usually, this happens because small firms are not able to provide collateral to lenders. Moreover, given the small amount of required loans, the relative cost of full monitoring is too high ...
Marco Spallone, Pina Murè
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The Circular Economy of the Islamic Group Lending Model: Lending Money for Garbage in Return
International Journal of Islamic Economics, 2021 The Model of Group Lending has been flourishing in the Microfinance Industry. This model has been used widely in the world to serve the needy and un-bankable group of people by lending money plus interest addition.
Yaser Taufik Syamlan
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Institutions and social capital in group lending [PDF]
Russian Journal of Economics, 2021 Formal institutions and social capital interact with each other in multiple ways. We argue and show empirically at the cross-country level that in the case of group lending, contract enforcement complements bonding social capital and substitutes for ...
Michael Alexeev +2 more
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DO FIELD PARTNERS ADD VALUE TO CROWDFUNDED MICROFINANCE? AN INDUSTRY APPROACH
Journal of Financial Management, Markets and Institutions, 2022 The framework of this study is the field of crowdfunded microfinance that represents a way to scale up financial access, leveraging digital technology applications.
ROBERTO MORO-VISCONTI +2 more
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Banking on cooperation: an evolutionary analysis of microfinance loan repayment behaviour
Evolutionary Human Sciences, 2021 Microfinance is an economic development tool that provides loans to low-income borrowers to stimulate economic growth and reduce financial hardship. Lenders typically require joint liability, where multiple borrowers share the responsibility of repaying ...
Stefan Gehrig +2 more
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CREDIT RISK IN GROUP LENDING MODEL AT THE BANK FOR SOCIAL POLICIES IN HAU GIANG PROVINCE [PDF]
ICTACT Journal on Management Studies, 2016 This article analyses the factors affecting the group credit risk at the Bank for Social Policies in Hau Giang Province. A survey of over 105 borrowers in Chau Thanh A, Long My and Chau Thanh districts of Hau Giang Province (35 groups of loans) who ...
Vuong Quoc Duy +5 more
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Transaction cost of micro and small enterprises financing
Economic Journal of Emerging Markets, 2016 High transaction costs become one of the obstacles for the micro and small enterprises (MSEs) to access financial loans to the bank. In order to minimize the transaction costs, group lending scheme become alternative, so that both sides are pay lower ...
Ghana Atma Sulistya, Darwanto Darwanto
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The effects of person-organization fit on lending behaviors: Empirical evidence from Kiva
Journal of Management Science and Engineering, 2022 Donation-based crowdfunding, as part of impact investment, plays a vital role in promoting economic development and alleviating poverty. In order to enhance the lender's enthusiasm for lending behavior, some platforms, for example Kiva, have introduced ...
Hongke Zhao +4 more
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Business: Theory and Practice, 2023 The Community Empowerment Trust Fund is a revolving fund belonging to the community originating from the former Sub-District Development Program and the National Program for Independent Rural Community Empowerment in Indonesia which ended in 2014 ...
Etty Indriani +3 more
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Cogent Economics & Finance, 2022 This study examines the factors affecting farmers’ access to formal credit in Basona Worana District, North Showa Zone, Amhara Regional State, Ethiopia. The study used cross-sectional data while conducting a survey. It was conducted from November 2019 to
Shewit Kiros, Getamesay Bekele Meshesha
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