Results 31 to 40 of about 417,790 (293)

Collusion and group lending with adverse selection [PDF]

open access: yesJournal of Development Economics, 2001
Abstract In an environment with correlated returns, this paper characterizes optimal lending contracts when the bank faces adverse selection and borrowers have limited liability. Group lending contracts are shown to be dominated by revelation mechanisms which do not use the ex post observability of the partners' performances.
openaire   +3 more sources

Analysis of Credit Ratings for Small and Medium-Sized Enterprises: Evidence from Asia [PDF]

open access: yesAsian Development Review, 2015
In Asia, small and medium-sized enterprises (SMEs) account for the major share of employment and dominate domestic economies, yet providing these companies with access to finance is a challenge across the region.
Naoyuki Yoshino   +1 more
doaj   +1 more source

EVOLUTION OF WORLD CREDIT GRANTED BY IBRD AND IDA TO SUPPORT THE FINANCING NEEDS OF THE MAIN ACTIVITY SECTORS [PDF]

open access: yesAnalele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie, 2016
Principles of "Keynes Plan" which led to the establishment of the World Bank are more current than ever, if we look at the forms of financial support given poor regions around the world.
IRINA-ELENA CHIRTOC, LUCIAN-ION MEDAR
doaj  

Determinants of micro-finance repayment performance: a study of South African MFIs

open access: yesJournal of Economic and Financial Sciences, 2015
This empirical article looks at the determinants of joint-liability lending repayment performance among the two largest microfinance group-lending organisations in South Africa.
Jonathan Muchnick   +1 more
doaj   +1 more source

THE ROLE OF GROUPS AND CREDIT COOPERATIVES IN RURAL LENDING [PDF]

open access: yesThe World Bank Research Observer, 1990
Lending groups and credit cooperatives have the potential to provide affordable credit to small-scale farmers because they can reduce transaction costs and lower the risk of default. In developing countries these two kinds of lending arrangements have a mixed record, although their difficulties reflect shortcomings in implementation rather than in the ...
Huppi, Monika, Feder, Gershon
openaire   +1 more source

Cooperative banks’ social responsibility: the lending activities of a group of cooperative banks in Poland

open access: yesForum Scientiae Oeconomia, 2018
Cooperative banks are traditionally regarded as social economy entities. Their social responsibility includes financing the needs of local communities by means of various types of lending activities.
Maria Magdalena Golec
doaj   +1 more source

Determining Factors of Peer-to-Peer (P2P) Lending Avoidance: Empirical Evidence from Indonesia

open access: yesGadjah Mada International Journal of Business, 2023
P2P lending offers loans to the public with easy processes and terms. However, the level of P2P lending disbursements is still lower than that of the banks. In addition, a comparison of the number of users of P2P lenders and the productive age population
Syaiful Ali   +2 more
doaj   +1 more source

A methionine‐lined active site governs carbocation stabilization and product specificity in a bacterial terpene synthase

open access: yesFEBS Letters, EarlyView.
This study reveals a unique active site enriched in methionine residues and demonstrates that these residues play a critical role by stabilizing carbocation intermediates through novel sulfur–cation interactions. Structure‐guided mutagenesis further revealed variants with significantly altered product profiles, enhancing pseudopterosin formation. These
Marion Ringel   +13 more
wiley   +1 more source

Determinants of defaulting by collateral lending groups in microfinancing: A probit regression approach

open access: yesActa Commercii, 2018
Orientation: Despite the use of group lending, microfinance institutions (MFIs) are still faced with the risk of default by borrowers and the absence of physical collateral means that there is no recourse to borrower assets for repayment. It is therefore
Katlego Modisagae, Christo Ackermann
doaj   +1 more source

Re‐Awakening Public Attention to the Silent Pandemic of Cancer Among Older Adults in Low‐ and Middle‐Income Countries

open access: yesAging and Cancer, EarlyView.
ABSTRACT As global populations age, cancer is increasingly becoming a leading cause of morbidity and mortality among older adults, particularly in low‐ and middle‐income countries (LMICs). Despite accounting for the majority of new cancer cases and deaths, older individuals remain underrepresented in cancer research, clinical guidelines, and health ...
Ibrahim Bidemi Abdullateef   +2 more
wiley   +1 more source

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