DeFi Lending Platform Liquidity Risk: The Example of Folks Finance
The Journal of The British Blockchain Association, 2023 Decentralised finance (DeFi) lending platforms may experience liquidity risk, which occurs when users are unable to withdraw their assets. Researchers and practitioners have found that the concentration of deposits among a small group of users is one of ...
Matthias Hafner +7 more
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Multinational banks and the formation of debt-type economy in the countries of Central and Eastern Europe [PDF]
SHS Web of Conferences, 2021 Research background: Given the fact that multinational banks’ credit activity leads to the accumulation of external debt in the borrowing countries, which potentially contributes to the formation of a debt-type economy, more in-depth research of the ...
Zapotichna Roksolana +2 more
doaj +1 more source
P2P lending: Moderation of desirability of control on risk-taking decisions of Indonesian borrowers
Humanities & Social Sciences Communications, 2023 The number of users of peer-to-peer (P2P) lending applications in Indonesia continues to grow rapidly even though it is followed by increased cases of alleged criminal violations in the financial sector. Users continue to use these financial technologies
Samuel Adiprasetya Isaputra, Sumaryono
doaj +1 more source
The Writer’s Action Group (WAG) and the Fight for Public Lending Right (PLR)
Angles, 2021 In 1972, the experimental writers Brigid Brophy and Maureen Duffy came together with three friends to found the Writer’s Action Group (WAG). The group aimed to improve the financial lot of British writers, being inspired by an article in the Bookseller ...
Joseph Darlington
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Collusion and group lending with adverse selection [PDF]
Journal of Development Economics, 2001 Abstract In an environment with correlated returns, this paper characterizes optimal lending contracts when the bank faces adverse selection and borrowers have limited liability. Group lending contracts are shown to be dominated by revelation mechanisms which do not use the ex post observability of the partners' performances.
openaire +3 more sources
Government-sponsored microfinance program: Joint liability vs. individual liability
Cogent Economics & Finance, 2014 Swarnajayanti Gram Swarozgar Yojana (SGSY) is a government-sponsored microfinance program. The scheme is based on four features: group lending with joint liability, progressive lending, back-ended subsidy, and social capital.
Arghya Kusum Mukherjee, Amit Kundu
doaj +1 more source
Loan repayment among group borrowers in Tanzania: the role of relationship quality
Future Business Journal, 2022 Although the social capital, in terms of stronger interpersonal relationships between group borrowers, has been found to exert a positive impact on group loan repayment, there is no existing research that has endeavored to study the influence of ...
Amani Gration Tegambwage +1 more
doaj +1 more source
Analysis of Credit Ratings for Small and Medium-Sized Enterprises: Evidence from Asia [PDF]
Asian Development Review, 2015 In Asia, small and medium-sized enterprises (SMEs) account for the major share of employment and dominate domestic economies, yet providing these companies with access to finance is a challenge across the region.
Naoyuki Yoshino +1 more
doaj +1 more source
EVOLUTION OF WORLD CREDIT GRANTED BY IBRD AND IDA TO SUPPORT THE FINANCING NEEDS OF THE MAIN ACTIVITY SECTORS [PDF]
Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie, 2016 Principles of "Keynes Plan" which led to the establishment of the World Bank are more current than ever, if we look at the forms of financial support given poor regions around the world.
IRINA-ELENA CHIRTOC, LUCIAN-ION MEDAR
doaj
Determinants of micro-finance repayment performance: a study of South African MFIs
Journal of Economic and Financial Sciences, 2015 This empirical article looks at the determinants of joint-liability lending repayment performance among the two largest microfinance group-lending organisations in South Africa.
Jonathan Muchnick +1 more
doaj +1 more source