Results 11 to 20 of about 35,050 (253)
Dynamic Incentives in Microfinance Group Lending [PDF]
SAGE Open, 2012 One of the most essential tools of poverty reduction would be the viable expansion of institutional credit facilities to large sections of the people who neither have adequate collateral nor credit history to secure a loan.
Naveen Kumar K
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Group Lending with Heterogeneous Types [PDF]
SSRN Electronic Journal, 2013 This paper proposes and implements a mixture structure to model repayment behavior in group lending with unobserved group heterogeneity. We discuss the model properties and identification and estimate the model using a rich dataset from a group lending program in India.
Gan, Li +2 more
+6 more sources
Group lending and the role of the group leader [PDF]
Small Business Economics, 2009 This paper investigates strategic monitoring behavior within group lending. We show that monitoring efforts of group members differ in equilibrium due to the asymmetry between members in terms of future profits. In particular, we show that the entrepreneur with the highest future profits also puts in the highest monitoring effort.
van Eijkel, R. +2 more
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Group lending with endogenous group size [PDF]
Economics Letters, 2012 This paper focuses on the size of the borrower group in group lending. We show that, when social ties in a community enhance borrowers'incentives to exert eort, a pro…t-maximizing …nancier chooses a group of limited size. Borrowers that would be fundable under moral hazard but have insu¢ cient social ties do not receive funding.
Bourjade, Sylvain, Schindele, Ibolya
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Do Islamic banks have their benchmarks for financing rates in the dual-banking system?
Cogent Economics & Finance, 2023 This study examines whether conventional bank lending rates influence Islamic bank financing rates in Indonesia and Malaysia that apply the dual-banking system.
Agus Widarjono, Abdur Rafik
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Group lending without joint liability [PDF]
Journal of Development Economics, 2016 This paper contrasts individual liability lending with and without groups to joint liability lending. We are motivated by an apparent shift away from the use of joint liability by microfinance institutions, combined with recent evidence that a) converting joint liability groups to individual liability groups did not affect repayment rates, and b) an ...
de Quidt, Jonathan +2 more
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Group Lending and the Role of the Group Leader: Theory and Evidence from Eritrea [PDF]
SSRN Electronic Journal, 2007 Abstract: This paper investigates the strategic monitoring behaviour within a group lending setting. We develop a theoretical model, showing that monitoring efforts of group members differ from each other in equilibrium, as a result of the asymmetry between these members in terms of the future profits they generate with their project. In particular, we
Lensink, Robert +2 more
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Detection of fintech P2P lending issues in Indonesia
Heliyon, 2021 Financial technology (fintech) is a growing industry in Indonesia, supported by advances in the technological infrastructure. At the end of 2019, the Financial Services Authority (OJK), the financial authority in Indonesia, recorded 164 registered and ...
Ryan Randy Suryono +2 more
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Group Lending or Individual Lending? Evidence from a Randomised Field Experiment in Mongolia [PDF]
SSRN Electronic Journal, 2011 Although microfinance institutions across the world are moving from group lending towards individual lending, this strategic shift is not substantiated by sufficient empirical evidence on the impact of both types of lending on borrowers. We present such evidence from a randomised field experiment in rural Mongolia.
Orazio Attanasio +4 more
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ISLAMIC GROUP LENDING MODEL (GLM) AND FINANCIAL INCLUSION
IJIBE (International Journal of Islamic Business Ethics), 2016 The lack of capital access from poor society to Indonesia banking is greater. These all are caused by poor society don’t have enough collateral which is requested by bank officer to get loan.
Abrista Devi, Aam Rusydiana
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