Results 261 to 270 of about 1,559,055 (295)

Mortgage lending in Boston: a response to the critics

1995
Three years ago, the Federal Reserve Bank of Boston released an examination of racial patterns in mortgage denial rates in the Boston area. The study was motivated by newly available data on mortgage applications, showing that black and Hispanic applicants were two to three times as likely to be turned down for mortgages as white applicants.
Lynn Elaine Browne, Geoffrey M.B. Tootell   +1 more
openaire   +1 more source

Banks' Commitment to Social Responsibility in Lending Amid Reduced Enforcement of Fair Lending Laws

SSRN Electronic Journal, 2023
Hailey Ballew, Geoffrey Pears
openaire   +1 more source

Bank lending to LBO's: risks and supervisory response [PDF]

, 1989
An examination of the risks associated with leveraged buyouts and a discussion of the current response of federal bank regulators to the increased participation of banks and bank holding companies in funding LBOs, stressing the need for appropriate internal controls.
openaire  

Access to Credit and Responsible Lending

2022
openaire   +1 more source

Small-Dollar Lending: Is There A Responsible Path Forward? [PDF]

, 2012
This report examines the problem of access to credit for low- and moderate- income households. It notes that this problem has two dimensions. On the one hand, there are millions of consumers without access to mainstream sources of consumer credit. On the other hand, many of these same consumers do obtain high-cost credit that ends up harming rather ...
openaire  

The proposal for a new EU Consumer Credit Directive: towards responsible lending in the digital age?

Law and Financial Markets Review, 2021
Olha O. Cherednychenko
exaly  

CHRONICLES OF REGULATORY RESPONSES IN DIGITAL LENDING INDUSTRIES

Customers' preferences have shifted in response to the swift pace of transformation in the lending industry, which has been sparked by new developments such as inventive technology and the entrance of non-traditional lending providers into popular markets.
openaire   +1 more source

Understanding the implications of FinTech Peer-to-Peer (P2P) lending during the COVID-19 pandemic

Journal of Sustainable Finance and Investment, 2022
Osama Atayah, Khakan Najaf
exaly  

Leading international best regulatory principles in responsible lending policy: lessons for Namibia

International Journal of Private Law, 2019
Melanie Roestoff
exaly   +2 more sources

Journal of Environmental Planning and Management

Journal of Environmental Planning and Management, 2022
Edina Eberhardt
exaly