Results 21 to 30 of about 1,559,055 (295)

The Great Lockdown: Pandemic response policies and bank lending conditions [PDF]

open access: yesEuropean Economic Review, 2020
This study analyses the policy measures taken in the euro area in response to the outbreak and the escalating diffusion of new coronavirus (COVID-19) pandemic. We focus on monetary, microprudential and macroprudential policies designed specifically to support bank lending conditions.
Carlo Altavilla   +3 more
openaire   +2 more sources

Does trust influence the informal lending decision? An investigative analysis

open access: yesSouth African Journal of Economic and Management Sciences, 2003
This study analysed the role of trust in informal lending decision-making process. By applying verbal protocol analysis, this paper empirically examined the role of trust and cooperation in lender’s initial reaction to potential lending opportunities ...
Ntiedo J. Umoren
doaj   +1 more source

Unfair Lending: The Effect of Race and Ethnicity on the Price of Subprime Mortgages [PDF]

open access: yes, 2006
African-Americans and Latinos get high-priced subprime mortgages far more frequently than whites -- even when they are equally qualified, according to a groundbreaking new study from CRL.Lenders say they charge more because African-Americans and Latinos ...
Debbie Bocian, Wei Li, Keith Ernst
core   +2 more sources

Responsible Lending

open access: yes, 2021
This book chapter explores the functions performed by export credit agencies (ECAs) in the international trade and finance sector. Pursuant to international standards, ECAs should foster responsible business conduct abroad. However, national law typically puts export promotion at the forefront of the concerns. The drawback of the strong focus on export
openaire   +1 more source

Responsible lending as means of protecting consumers in credit contracts in the law of the European Union [PDF]

open access: yesZbornik Radova: Pravni Fakultet u Novom Sadu, 2019
The traditional concept of consumer law relies on the so-called information paradigm. It postulates the ability of consumers to make rational choices if they are provided with all the necessary information as well as the required level of transparency of
Dudaš Atila I.
doaj  

Comparative advantage in trade in financial services

open access: yesPSL Quarterly Review, 2013
The pattern of trade in financial services can be explained in terms of comparative advantage and distortions, similarly to trade in manufactures.
H.W. ARNDT
doaj   +1 more source

The relative efficiency of bank branches in lending and borrowing: An application of data envelopment analysis

open access: yesSouth African Journal of Economic and Management Sciences, 2014
The relative efficiency of fifty-two branches of a small South African bank was estimated using Data Envelopment Analysis (DEA).  A factor responsible for the difference in efficiency between branches might be the difference in managing the asset (loans)
G van der Westhuizen
doaj   +1 more source

Marketplace Lending Report Switzerland 2022

open access: yes, 2022
The Marketplace Lending Report is the second comprehensive analysis of the financing of companies, public corporations and private individuals by means of debt capital via the Internet in Switzerland+ ID der Publikation: hslu_93224 + Art des Beitrages ...
Dietrich, Andreas   +2 more
core   +1 more source

Small amount credit contracts and payday loans: The complementarity of price regulation and responsible lending regulation [PDF]

open access: yes, 2016
Small amount loans — often known as payday loans — have frequently been criticised for their costs. Recently, these loans became subject to a national price cap.
Howell, Nicola J., Nicola J Howell
core   +1 more source

Sustainable Banking Practices: Impact, challenges and opportunities [PDF]

open access: yesE3S Web of Conferences
Sustainable banking practices have increased prominently in the recent times as financial institutions realises the importance of integrating ESGs into their businesses.
Sharma Shruti   +3 more
doaj   +1 more source

Home - About - Disclaimer - Privacy