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Financial literacy, retirement planning, and household wealth [PDF]
, 2011 There is ample empirical evidence documenting widespread financial illiteracy and limited pension knowledge. At the same time, the distribution of wealth is widely dispersed and many workers arrive on the verge of retirement with few or no personal ...
Annamaria Lusardi +10 more
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Gadjah Mada International Journal of Business, 2017 The two objectives of this paper are to examine the effect of financial literacy, risk aversion and expectations on retirement planning; and, to investigate the effect of these antecedents on the retirement portfolio allocation.
Nurul Shahnaz Mahdzan +2 more
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The retirement reality: Planning challenges and behaviour of the self-employed
The Southern African Journal of Entrepreneurship and Small Business ManagementBackground: The retirement system in South Africa faces numerous challenges, particularly with safeguarding and managing retirement funds. Self-employed individuals (SEIs) do not have access to occupational funds, encounter unique challenges and ...
Thabo Scott, Melany Lotter
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Cogent Business & ManagementFinancial retirement planning remains a significant challenge in developing economies, particularly among manufacturing SME owners operating outside formal pension systems.
Hussein Athumani Mwaifyusi +3 more
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Frontiers in Psychology, 2018 Future time perspective (FTP) is defined as “perceptions of the future as being limited or open-ended” (Lang and Carstensen, 2002; p. 125). The construct figures prominently in both workplace and retirement domains, but the age-predictions are competing:
Matthew J. Kerry, Susan E. Embretson
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A model for personal financial planning towards retirement
Journal of Business Economics and Management, 2021 One problem for sustainability of systems pensions is how people without specialized financial training could manage their resources and their actual personal intentions towards retirement.
Teresa C. Herrador-Alcaide +2 more
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Jurnal Sosial Humaniora, 2020 One of the ways to plan for a retirement plan is by setting a part of the income or funds owned for future life purposes. Retirement planning for families is carried out so that the finances remain stable when entering retirement.
Muhammad Arfan Hajam
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Retirement Planning Through Financial Literacy/Knowledge: A Bibliometric Analysis Perspective [PDF]
, 2022 Personal retirement planning is not a mandatory exercise; it is a voluntary preparation for the future. Regrettably, many are unprepared for this. Most people believe retirement planning is necessary just when they are approaching retirement or are too ...
Nor Shakinah Binti Hassan +4 more
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Factors Affecting Retirement Planning Ability
Sriwijaya International Journal of Dynamic Economics and Business, 2021 This study tries to prove whether there is an influence between the level of financial literacy, gender and age of a person on his ability to do retirement planning. This study uses a survey method by distributing questionnaires online.
Fida Muthia +2 more
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Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth [PDF]
, 2006 Recent research on wealth and household finances seeks to blend neoclassical models with an understanding of real-world imperfections to answer questions about why some people save and others do not.
Annamaria Lusardi +4 more
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