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The Retirement Expectations of Middle-Aged Individuals [PDF]
We use the first three waves of the Household Income and Labour Dynamics in Australia (HILDA) Survey to examine the retirement plans of middle-aged workers (aged 45-55).
Deborah A. Cobb-Clark, Steve Stillman
core
Hand-in-hand in the golden years: Cognitive interdependence, partner involvement in retirement planning, and the transition into retirement. [PDF]
PLoS One, 2021 Lamarche VM, Rolison JJ.
europepmc +1 more source
What to Expect when you are Expecting Rationality: Testing Rational Expectations using Micro Data [PDF]
This paper tests the Rational Expectations (RE) hypothesis regarding retirement expectations, controlling for sample selection, reporting biases, and unobserved heterogeneity.
Debra S. Dwyer, Hugo BenÃtez-Silva
core
The Impact of Technological Change on Older Workers: Evidence from Data on Computer Use [PDF]
New technologies like computers alter skill requirements. This paper explores two related effects of computers on older workers, who use computers less.
Leora Friedberg
core
What Replacement Rates Should Households Use? [PDF]
Common financial planning advice calls for households to ensure that retirement income exceeds 70 percent of average pre-retirement income. We use an augmented life-cycle model of household behavior to examine optimal replacement rates for a ...
Ananth Seshadri, John Karl Scholz
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Retirement Expectations Formation Using the Health and Retirement Study [PDF]
This paper examines how a wide array of factors (household and individual level financial, health and other taste shifter characteristics) influence retirement plans over time and how uncertainty affects the strategies that individuals use to plan their ...
Debra Dwyer, Hugo Benitez-Silva
core
RETIREMENT PLANNING BY FARMERS: OPPORTUNITIES IN THE TAXPAYER RELIEF ACT OF 1997 [PDF]
Relatively few farmers regularly use tax-favored retirement accounts to diversify long-term farm assets with nonfarm savings. The Taxpayer Relief Act of 1997 creates new investment opportunities for both IRAs and regular capital assets. Complex tradeoffs
Monke, James D.
core +1 more source
Retirement Planning -- Start Early [PDF]
, 2013 Many people are not prepared for retirement. Older workers do not have enough money saved, and younger workers are not starting soon enough. See some survey results here, WSJ.
Dolvin, Steven D.
core +1 more source