Flexible Contract, Flexible Morale? Microcredit Design and Repayment Discipline
ABSTRACT Flexible repayment benefits borrowers, but practitioners fear increased moral hazard. Investigating their concerns requires disentangling repayment choices from repayment capacity, which is typically infeasible in field studies. We use a lab‐in‐the‐field experiment with 645 microcredit borrowers to cleanly identify the effect of repayment ...
Kristina Czura, Anett John, Lisa Spantig
wiley +1 more source
Quantum-inspired pedestrian mobility modeling: Applying probabilistic spatial simulation to urban walkability and thermal comfort in Sri Lanka. [PDF]
Deshan M, Jayasinghe A, Abenayake C.
europepmc +1 more source
Identification of Stress Location During Low-Speed Mobility Travel Using Environmental Data. [PDF]
Jadram N, Nishikawa Y, Sugaya M.
europepmc +1 more source
System identification and robust PID controller tuning of quarter car suspension system using hybrid optimization techniques. [PDF]
Ram SS +3 more
europepmc +1 more source
The benefits of in situ reporting: Experimental evidence from in-the-moment surveys of public transit riders. [PDF]
Antoun C +4 more
europepmc +1 more source
Overcoming Barriers to Engaging Latino Older Adults in an Advance Care Planning Clinical Trial: Perspectives for Researchers and Funders. [PDF]
Farro SA +6 more
europepmc +1 more source
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