Results 81 to 90 of about 14,736 (183)
The Blockchain Technology Applied in the Development of Real Economy in Jiangsu under Deep Learning. [PDF]
Comput Intell Neurosci, 2022 Shi W, Huang Q.
europepmc +1 more source
Securitization is not that evil after all [PDF]
A growing number of studies on the US subprime market indicate that, due to asymmetric information, credit risk transfer activities have perverse effects on banksÂ’ lending standards.
Carmelo Salleo +3 more
core
Bank Capital and Misconduct Incentives
Journal of Economics &Management Strategy, EarlyView.ABSTRACT This paper studies large banks' incentives to engage in misconduct by abusing their dominant position in the market for loans and by mis‐selling an add‐on financial product to depositors. We draw new connections between stability‐focused prudential regulation and misconduct by studying the impact of higher capital requirements on misconduct ...
Jacob Seifert
wiley +1 more source
Deposit Competition and Mortgage Securitization
Journal of Money, Credit and Banking, EarlyView.Abstract We study how deposit competition affects a bank's decision to securitize mortgages. Exploiting the state‐specific removal of deposit market caps across the U.S. as a source of competition, we find a 7.1 percentage point increase in the probability that banks securitize mortgage loans.
DANNY MCGOWAN +2 more
wiley +1 more source
A crisis mode in migration governance: comparative and analytical insights. [PDF]
Comp Migr Stud, 2022 Sahin-Mencutek Z +3 more
europepmc +1 more source
Regulating Complexity in Financial Markets [PDF]
, 2009 As the financial crisis has tragically illustrated, the complexities of modern financial markets and investment securities can trigger systemic market failures.
Backlund, Sandra, Thollander, Patrik
core +1 more source
A Literature Review of Securities Holdings Statistics Research and A Practitioner's Guide
Journal of Economic Surveys, EarlyView.ABSTRACT Granular holdings data containing security‐by‐security portfolio investments features prominently in economics and finance research. One novel source is the granular Securities Holdings Statistics (SHS), managed by the European Central Bank. SHS covers different euro area investors with over 2 billion observations, representing +50 trillion ...
Martijn Boermans
wiley +1 more source
Interest-driven and legal supervision innovation of the capital pool model in Chinese banking financial products. [PDF]
Heliyon, 2023 Hu Y.
europepmc +1 more source
Second Chance: Life with Less Student Debt
The Journal of Finance, EarlyView.ABSTRACT We exploit an episode of plausibly random debt discharge due to the loss of paperwork for thousands of defaulted borrowers to examine the effects of private student debt relief on borrower outcomes. We find that borrowers who receive debt relief (treated) experience declines in debt balances and delinquency rates on other accounts, and ...
MARCO DI MAGGIO +2 more
wiley +1 more source