Results 111 to 120 of about 1,392,223 (224)
The role of securitization in mortgage renegotiation [PDF]
We study the effects of securitization on renegotiation of distressed residential mortgages over the current financial crisis. Unlike prior studies, we employ unique data that directly observe lender renegotiation actions and cover more than 60% of the U.
Itzhak Ben-David +4 more
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KRISIS KEUANGAN GLOBAL 2008-2009 DAN IMPLIKASINYA PADA PEREKONOMIAN INDONESIA
Jurnal Ilmu Pertanian Indonesia, 2012 The global financial crisis that occurred in 2008-2009 was the worst financial crisis in 80 years, even the economists in the world called it as the mother of all crises.
Iman Sugema
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Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II [PDF]
The recent mortgage crisis has resulted in several bank failures as the number of mortgage defaults increased. The current Basel I capital framework does not require banks to hold sufficient amounts of capital to support their mortgage lending activities.
Christopher Henderson, Julapa Jagtiani
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European Journal of Privacy Law & TechnologiesLa crisi dei mutui subprime ha confermato la centralità della valutazione del cd. “merito creditizio” in ambito bancario. Tale attività, basata sulla raccolta e l’elaborazione di dati, non è stata compiutamente disciplinata dal legislatore, cosicché ...
Paolo Gaggero, Calogero Alberto Valenza
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House prices and credit constraints: making sense of the U.S. experience [PDF]
Most U.S. house price models break down in the mid-2000s due to the omission of exogenous changes in mortgage credit supply (associated with the subprime mortgage boom) from house price-to-rent ratio and inverted housing demand models.
John V. Duca +2 more
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Time point and scale measurement of carbon sink trading market risk based on catastrophe entropy and potential function. [PDF]
Environ Sci Pollut Res Int, 2023 Yang X, Yang Z, Mi J, Li J.
europepmc +1 more source
What have we learned about mortgage default? [PDF]
By the end of 2009, one out of every 11 mortgages was seriously delinquent or in foreclosure. Economists have devoted considerable energy over the past several years to understanding the underlying causes of this increase in defaults.
Ronel Elul
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A Model of Mortgage Default [PDF]
This paper solves a dynamic model of a household's decision to default on its mortgage, taking into account labor income, house price, inflation, and interest rate risk.
John Y. Campbell, João F. Cocco
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Associations between a Novel Measure of Census Tract-Level Credit Insecurity and Frequent Mental Distress in US Urban Areas, 2020. [PDF]
J Urban Health, 2023 Titus AR +7 more
europepmc +1 more source
Are covered bonds a substitute for mortgage-backed securities? [PDF]
Covered bonds and mortgage-backed securities both allow mortgages to be financed with duration-matched bonds. Given the problems in the MBS market during the financial crisis, some suggest that covered bonds might be a substitute for MBS.
Santiago Carbó-Valverde +2 more
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