The Relationship Between Homeownership and Health by Race/Ethnicity Since the Foreclosure Crisis: California Health Interview Survey 2011-2018. [PDF]
J Gen Intern Med, 2023 Gusoff G +4 more
europepmc +1 more source
"Minsky and Economic Policy: A Minskyan Analysis of the Subprime Crisis" [PDF]
The paper uses Minsky’s financial instability hypothesis as an analytical framework for understanding the subprime mortgage crisis and for introducing adequate reforms to restore economic stability.
Luisa Fernandez
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Neighborhood Subprime Lending and the Performance of Community Reinvestment Mortgages [PDF]
This study analyzes the spillover effect of the spatial concentration of subprime lending on the performance of recently originated community reinvestment mortgages targeting low- to moderate-income borrowers.
Lei Ding +2 more
core
Debt and financial market contagion. [PDF]
Empir Econ, 2022 Hsiao CY, Morley J.
europepmc +1 more source
Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II [PDF]
The recent mortgage crisis has resulted in several bank failures as the number of mortgage defaults increased. The current Basel I capital framework does not require banks to hold sufficient amounts of capital to support their mortgage lending activities.
Christopher Henderson, Julapa Jagtiani
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Typical States and Their Risks for Mortgage Loans. [PDF]
J Quant Econ, 2023 Parnes D.
europepmc +1 more source
The Future of the Government Sponsored Enterprises: The Role for Government in the U.S. Mortgage Market [PDF]
This paper analyzes options for reforming the U.S. housing finance system in view of the failure of Fannie Mae and Freddie Mac as government sponsored enterprises (GSEs).
John M. Quigley, Dwight Jaffee
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The Housing Meltdown: Why Did It Happen in the United States? [PDF]
The crisis enveloping global financial markets since August 2007 was triggered by actual and prospective credit losses on US mortgages. Was the United States just unlucky to have been the first to experience a housing crisis?
Luci Ellis
core
Residential mortgage loan securitization and the subprime crisis
, 2011 Many analysts believe that problems in the U.S. housing market initiated the 2008-2010 global financial crisis. In this regard, the subprime mortgage crisis (SMC) shook the foundations of the financial industry by causing the failure of many iconic Wall Street investment banks and prominent depository institutions.
openaire +2 more sources
"A Perspective on Minsky Moments--The Core of the Financial Instability Hypothesis in Light of the Subprime Crisis" [PDF]
This paper aims to help bridge the gap between theory and fact regarding the so-called "Minsky moments" by revisiting the "financial instability hypothesis" (FIH). We limit the analysis to the core of FIH--that is, to its strictly financial part.
Alessandro Vercelli
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