Comparing patterns of default among prime and subprime mortgages [PDF]
This article compares default patterns among prime and subprime mortgages, analyzes the factors correlated with default, and examines how forecasts of defaults are affected by alternative assumptions about trends in home prices.
Anna L. Paulson, Gene Amromin
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Competition in mortgage markets: the effect of lender type on loan characteristics [PDF]
This article examines how competition among lenders affects mortgage loan characteristics. The author finds that, on average, banks issue safer mortgages than independent mortgage banks.
Richard J. Rosen
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Alt-A: the forgotten segment of the mortgage market [PDF]
This study presents a brief overview of the Alt-A mortgage market with the goal of outlining broad trends in the different borrower and mortgage characteristics of Alt-A market originations between 2000 and 2006.
Rajdeep Sengupta
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SAGE OpenThis study explores how uncertainties in domestic financial markets, including stocks, bonds, and exchange rates, as well as global crises like the subprime mortgage and European sovereign debt crises, affect the dynamic correlation between the ...
Farid Irani +3 more
doaj +1 more source
Not the Last Word: Are Medical School Loans Mortgages Without Houses? [PDF]
Clin Orthop Relat Res, 2023 Bernstein J.
europepmc +1 more source
Stages of the 2007/2008 Global Financial Crisis: Is There a Wandering Asset-Price Bubble? [PDF]
This study identifies five distinctive stages of the current global financial crisis: the meltdown of the subprime mortgage market; spillovers into broader credit market; the liquidity crisis epitomized by the fallout of Northern Rock, Bear Stearns and ...
Orlowski, Lucjan T
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The Relationship Between Homeownership and Health by Race/Ethnicity Since the Foreclosure Crisis: California Health Interview Survey 2011-2018. [PDF]
J Gen Intern Med, 2023 Gusoff G +4 more
europepmc +1 more source
"Minsky and Economic Policy: A Minskyan Analysis of the Subprime Crisis" [PDF]
The paper uses Minsky’s financial instability hypothesis as an analytical framework for understanding the subprime mortgage crisis and for introducing adequate reforms to restore economic stability.
Luisa Fernandez
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Typical States and Their Risks for Mortgage Loans. [PDF]
J Quant Econ, 2023 Parnes D.
europepmc +1 more source
The Pricing of Home Mortgage Loans to Minority Borrowers: How Much of the APR Differential Can We Explain? [PDF]
The public releases of the 2004 and 2005 HMDA data have engendered a lively debate over the pricing of mortgage credit and its implications regarding the treatment of minority mortgage borrowers. This research uses aggregated proprietary data provided by
Marsha J. Courchane
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