Results 71 to 80 of about 28,252 (259)
Ten myths about subprime mortgages [PDF]
On close inspection many of the most popular explanations for the subprime crisis turn out to be myths. Empirical research shows that the causes of the subprime mortgage crisis and its magnitude were more complicated than mortgage interest rate resets ...
Yuliya Demyanyk
core
Deposit Competition and Mortgage Securitization
Journal of Money, Credit and Banking, Volume 58, Issue 2, Page 497-532, March 2026.Abstract We study how deposit competition affects a bank's decision to securitize mortgages. Exploiting the state‐specific removal of deposit market caps across the U.S. as a source of competition, we find a 7.1 percentage point increase in the probability that banks securitize mortgage loans.
DANNY MCGOWAN +2 more
wiley +1 more source
Political economy of the US financial crisis 2007-2009 [PDF]
Financial Theory and Practice, 2011 The emphasis of this paper is on the political economy of the subprime mortgage crisis in the United States and how the policy makers contributed to it through their legislation and regulations, made under the rising influence of interest groups and the ...
Vuk Vuković
doaj
Contagion and downside risk in the REIT market during the subprime mortgage crisis
International Journal of Strategic Property Management, 2015 This study empirically tests the contagion effects in stock and real estate investment trust (REIT) markets during the subprime mortgage crisis by using daily stock- and REIT-markets data from the following countries and international bodies: the United ...
Ming-Chi Chen +3 more
doaj +1 more source
Spotlight: Texas subprime mortgages: metros vary on risky loans--and delinquencies [PDF]
The current financial crisis has brought a severe decline in subprime mortgage lending. Like the nation, Texas and its metros still have exposure to existing loans.
Anil Kumar, Wenhua Di
core
Subprime borrowers, securitization and the transmission of business cycles [PDF]
, 2013 One of the roots of the recent global financial crisis has been seen in the design of subprime mortgage contract leading to high sensitivity of such type of loans to house price changes.
Grodecka, Anna
core
Monitoring and Institutional Trust Repair
Journal of Applied Philosophy, Volume 43, Issue 1, Page 75-94, February 2026.ABSTRACT A monitoring‐based strategy for repairing ruptured institutional trust is motivated and defended, bringing together insights about both interpersonal and institutional trust breakdown. The strategy pursued identifies and exploits important differences between interpersonal and institutional trust relations, insofar as monitoring in each case ...
Emma C. Gordon
wiley +1 more source
macroeconomics, global bubble, reform, regulation, risk management, subprime mortgage, crisis ...
Alan Greenspan
core
Second Chance: Life with Less Student Debt
The Journal of Finance, Volume 81, Issue 1, Page 507-550, February 2026.ABSTRACT We exploit an episode of plausibly random debt discharge due to the loss of paperwork for thousands of defaulted borrowers to examine the effects of private student debt relief on borrower outcomes. We find that borrowers who receive debt relief (treated) experience declines in debt balances and delinquency rates on other accounts, and ...
MARCO DI MAGGIO +2 more
wiley +1 more source
THE CONTESTED URBANISM OF ABANDONMENT: The Afterlife of Two Distressed Neighborhoods in Detroit
International Journal of Urban and Regional Research, Volume 50, Issue 1, Page 5-23, January 2026.Abstract In post‐industrial cities in decline, what happens to leftover spaces after abandonment? This question lies at the root of trying to make sense of entrenched distress in neighborhoods in deindustrializing Detroit, a city struggling for more than five decades with disinvestment, job losses, population shrinkage, a collapsed housing market ...
Martin J. Murray +2 more
wiley +1 more source