Results 81 to 90 of about 3,040 (226)
The Consequences of Mortgage Credit Expansion: Evidence from the 2007 Mortgage Default Crisis [PDF]
We demonstrate that a rapid expansion in the supply of mortgages driven by disintermediation explains a large fraction of recent U.S. house price appreciation and subsequent mortgage defaults.
Amir Sufi, Atif Mian
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Responsibility and Capitalism. A Phenomenological Way to Approach the Economic Crisis
Nordicum-Mediterraneum, 2013 The Western world is presently afflicted by a huge economic crisis, started in 2007 in the United States, with the collapse of the subprime mortgage market, and exploded in 2008 with the breakdown of Lehman Brothers[1].
Floriana Ferro
doaj
Mortgage default and mortgage valuation [PDF]
We study optimal exercise by mortgage borrowers of the option to default. Also, we use an equilibrium valuation model incorporating default to show how mortgage yields and lender recovery rates on defaulted mortgages depend on initial loan-to-value ...
Stephen F. LeRoy +2 more
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Competition in mortgage markets: the effect of lender type on loan characteristics [PDF]
This article examines how competition among lenders affects mortgage loan characteristics. The author finds that, on average, banks issue safer mortgages than independent mortgage banks.
Richard J. Rosen
core +1 more source
Credit Booms and Lending Standards: Evidence from the Subprime Mortgage Market
This paper links the current subprime mortgage crisis to a decline in lending standards associated with the rapid expansion and changes in the structure of this market.
Laeven, L., Igan, D., Dell’Ariccia, G.
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Comparing patterns of default among prime and subprime mortgages [PDF]
This article compares default patterns among prime and subprime mortgages, analyzes the factors correlated with default, and examines how forecasts of defaults are affected by alternative assumptions about trends in home prices.
Anna L. Paulson, Gene Amromin
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The Impact of the US Subprime Mortgage Crisis on the World and East Asia
The world economy currently suffers from a global financial and economic crisis that has become severe since the second half of 2008. This global financial situation was triggered by the advent of the subprime mortgage crisis in the United States that ...
Shirai, Sayuri
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THE HISTORICAL SETTING AND ORIGINAL TRAITS OF THE WORLD CRISIS
Revista de Políticas Públicas, 2014 The most dramatic and most publicized episodes of the world crisis have been financial: the subprime mortgage market collapse in 2007, the failure of Lehmann Brothers in September 2008 and more recently the Eurozone banking and sovereign debt crisis ...
François Chesnais
doaj
Not the Last Word: Are Medical School Loans Mortgages Without Houses? [PDF]
Clin Orthop Relat Res, 2023 Bernstein J.
europepmc +1 more source
SAGE OpenThis study explores how uncertainties in domestic financial markets, including stocks, bonds, and exchange rates, as well as global crises like the subprime mortgage and European sovereign debt crises, affect the dynamic correlation between the ...
Farid Irani +3 more
doaj +1 more source