Results 61 to 70 of about 28,252 (259)
FinTech Lending and Cashless Payments
ABSTRACT Borrowers' use of cashless payments improves their access to capital from FinTech lenders and predicts a lower probability of default. These relationships are stronger for cashless technologies providing more precise information, and for outflows. Cashless payment usage complements other signals of borrower quality.
PULAK GHOSH, BORIS VALLEE, YAO ZENG
wiley +1 more source
Empirical Study of Interest Rate Pass-Through Before and After Subprime Mortgage Crisis: An International Evidence [PDF]
Feriansyah Feriansyah +1 more
openalex +1 more source
Monetary Policy, Inflation, and Crises: Evidence from History and Administrative Data
ABSTRACT We show that a U‐shaped monetary rate path increases banking crisis risk, via credit and asset price cycles, analyzing 17 countries over 150 years. Rate hikes (raw or instrumented) increase crisis risk, but only if preceded by prolonged cuts. These patterns are unique to banking crises, unlike noncrisis recessions.
GABRIEL JIMÉNEZ +3 more
wiley +1 more source
Abstract We analyze the effect of regulatory capital constraints on financial stability in a large homogeneous banking system using a mean‐field game (MFG) model. Each bank holds cash and a tradable risky asset. Banks choose absolutely continuous trading rates in order to maximize expected terminal equity, with trades subject to transaction costs ...
Rüdiger Frey, Theresa Traxler
wiley +1 more source
ABSTRACT Compensation plays a pivotal role in shaping employee behavior, motivation, and well‐being. Although extant research has explored various dimensions of compensation, questions about how important pay is to employees and concerns (on the part of employers and/or employees) about the unintended negative (in addition to intended positive ...
Barry Gerhart, Ji Hyun Kim, Shan He
wiley +1 more source
Contagion of us subprime mortgage crisis to Colombian economy: measured by financial market data
The long-horizon event study methodology is used to document the severe impact of the US subprime mortgage crisis on the Colombian economy. The estimated parameter of a constantmean return model is used to derive the “abnormal return” on the market ...
Chu V. Nguyen +2 more
doaj
‘Post-2008’ as a Field of Action and Inquiry in Uneven Housing Justice Struggles
The first issue of the Radical Housing Journal focuses on practices and theories of organizing as connected to post-2008 housing struggles. As 2008 was the dawn of the subprime mortgage and financial crisis, and as the RHJ coalesced ten years ...
Ana Vilenica +5 more
doaj +1 more source
Protecting Financial Markets: Lessons From the Subprime Mortgage Meltdown [PDF]
Why did the recent subprime mortgage meltdown undermine financial market stability notwithstanding the protections provided by market norms and financial regulation?
Schwarcz, Steven L.
core +3 more sources
Abstract The emerging relationship between fintechs and banks has revealed antitrust's antiquation. At one time, scholars predicted that fintechs could democratize banking while providing a critical source of competition. But then banks began to acquire their digital rivals: about 900 acquisitions of fintechs have taken place since 2021.
Gregory Day, Lindsay Sain Jones
wiley +1 more source
The subprime mortgage crisis seriously confounded world financial markets, pushing the real economies of Tunisia’s trading partners into recession.
Zied Akrout, Adel Khadimallah
doaj +1 more source

