Results 61 to 70 of about 28,252 (259)

FinTech Lending and Cashless Payments

open access: yesThe Journal of Finance, Volume 81, Issue 2, Page 1053-1101, April 2026.
ABSTRACT Borrowers' use of cashless payments improves their access to capital from FinTech lenders and predicts a lower probability of default. These relationships are stronger for cashless technologies providing more precise information, and for outflows. Cashless payment usage complements other signals of borrower quality.
PULAK GHOSH, BORIS VALLEE, YAO ZENG
wiley   +1 more source

Monetary Policy, Inflation, and Crises: Evidence from History and Administrative Data

open access: yesThe Journal of Finance, Volume 81, Issue 2, Page 923-970, April 2026.
ABSTRACT We show that a U‐shaped monetary rate path increases banking crisis risk, via credit and asset price cycles, analyzing 17 countries over 150 years. Rate hikes (raw or instrumented) increase crisis risk, but only if preceded by prolonged cuts. These patterns are unique to banking crises, unlike noncrisis recessions.
GABRIEL JIMÉNEZ   +3 more
wiley   +1 more source

Playing with fire? A mean‐field game analysis of fire sales and systemic risk under regulatory capital constraints

open access: yesCanadian Journal of Statistics, Volume 54, Issue 1, March 2026.
Abstract We analyze the effect of regulatory capital constraints on financial stability in a large homogeneous banking system using a mean‐field game (MFG) model. Each bank holds cash and a tradable risky asset. Banks choose absolutely continuous trading rates in order to maximize expected terminal equity, with trades subject to transaction costs ...
Rüdiger Frey, Theresa Traxler
wiley   +1 more source

How Important Is Pay and What Are the Effects (Positive and Negative) of Pay for Performance?: Evaluating Claims and Evidence

open access: yesHuman Resource Management, Volume 65, Issue 2, Page 531-559, March/April 2026.
ABSTRACT Compensation plays a pivotal role in shaping employee behavior, motivation, and well‐being. Although extant research has explored various dimensions of compensation, questions about how important pay is to employees and concerns (on the part of employers and/or employees) about the unintended negative (in addition to intended positive ...
Barry Gerhart, Ji Hyun Kim, Shan He
wiley   +1 more source

Contagion of us subprime mortgage crisis to Colombian economy: measured by financial market data

open access: yesSuma de Negocios, 2011
The long-horizon event study methodology is used to document the severe impact of the US subprime mortgage crisis on the Colombian economy. The estimated parameter of a constantmean return model is used to derive the “abnormal return” on the market ...
Chu V. Nguyen   +2 more
doaj  

‘Post-2008’ as a Field of Action and Inquiry in Uneven Housing Justice Struggles

open access: yesRadical Housing Journal, 2019
The first issue of the Radical Housing Journal focuses on practices and theories of organizing as connected to post-2008 housing struggles. As 2008 was the dawn of the subprime mortgage and financial crisis, and as the RHJ coalesced ten years ...
Ana Vilenica   +5 more
doaj   +1 more source

Protecting Financial Markets: Lessons From the Subprime Mortgage Meltdown [PDF]

open access: yes, 2007
Why did the recent subprime mortgage meltdown undermine financial market stability notwithstanding the protections provided by market norms and financial regulation?
Schwarcz, Steven L.
core   +3 more sources

Antitrust for the fintech era

open access: yesAmerican Business Law Journal, Volume 63, Issue 1, Page 57-78, Spring 2026.
Abstract The emerging relationship between fintechs and banks has revealed antitrust's antiquation. At one time, scholars predicted that fintechs could democratize banking while providing a critical source of competition. But then banks began to acquire their digital rivals: about 900 acquisitions of fintechs have taken place since 2021.
Gregory Day, Lindsay Sain Jones
wiley   +1 more source

L’économie tunisienne face à la crise de la dette des subprimes et la crise des dettes souveraines européenne

open access: yesL’Année du Maghreb, 2013
The subprime mortgage crisis seriously confounded world financial markets, pushing the real economies of Tunisia’s trading partners into recession.
Zied Akrout, Adel Khadimallah
doaj   +1 more source

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