Results 1 to 10 of about 47 (46)
Credit Intermediation As an Element of Systemic Risk of the Banking Sector. The Case of Poland in 2006–2016 [PDF]
One of the financial security priorities of the economy is to ensure the stability and credibility of the banking sector. The complexity of the banking sector and the multifacetedness of its structure of operations mean that there are still areas that ...
dr Jarosław Klepacki
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The supreme subprime myth: the role of bad loans in the 2007-2009 financial crisis
Using simulations, we show that the probability of default and losses given default of subprime mortgage loans are small in comparison to their interest rates. The implication is that these loans are profitable for risk neutral efficient banks.
Alberto Niccoli, Francesco Marchionne
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Abstract This paper sheds light on regional recovery prospects from the coronavirus disease 2019 (COVID‐19) crisis by examining the link between gross rates of establishment openings and closures and local economic growth spanning the 2001 recession and the 2007–2009 global financial crisis (GFC).
Nicholas Kacher, Stephan Weiler
wiley +1 more source
SUBPRIME MORTGAGES AND LENDING BUBBLES
We consider a model with two types of households; the poor with no initial endowment and the rich with positive endowment; and two types of assets; properties in a poor area and properties in a rich area.
Ali Yavuz Polat
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Penyebab dan Upaya yang Dilakukan Para Pemerintah Dunia Saat Krisis Global 2008
In this globalization era, economic integration is increasingly in line with information technology. In a very short period of time, the financial crisis that occurred in the United States quickly spread to other countries so that it developed into a ...
Hasmiah Herawati, Mukarramah Gustan
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The “New Normal” in Mortgage Lending and Its Impact on Default Probabilities
The paper analyses the evolution of the use of subprime loans and the availability of credit to different classes of borrowers. It examines the time period from 1980 to 2008 as a whole, as well as the changes in credit profiles in five sub-periods.
Rauterkus Andreas
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Global Financial Meltdown – Systematic Literature Review A Qualitative Research Study
Global Financial Meltdown was a major economic crisis in the recent past. It had devastating effects throughout the world. A clear understanding of the global financial meltdown is very necessary as it raised lots of concerns on the contemporary ...
Salman Sarwat, Syed Shabib ul Hasan
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This paper discusses some features of financial institutions and instruments which originated the financial crisis triggered by increasing default rate, household real estate and financial asset depreciation combined with U.S. subprime mortgages.
Maryse Farhi +1 more
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Ameliorating Local Impacts with Architectural Research: Subprime Mortgages & Housing Quality
Shock waves from the current housing crisis that still echo through Wall Street’s largest financial firms, not only have threatened to topple financial markets and drive the country into a depression, but have also undermined the all-time high home ...
Lynne M. Dearborn
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This paper deals with the financial crisis triggered after the default of subprime mortgages in the United States which expanded to a global systemic crisis. It is divided into a brief introduction and three sections.
Maria Cristina Penido de Freitas +1 more
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