Results 11 to 20 of about 341 (158)
Financial production and the subprime mortgage crisis. [PDF]
J Evol Econ, 2023 AbstractThe causes of the 2007-8 subprime crisis continue to be the subject of much debate, with explanations ranging from de-regulation and fraudulent behavior to global imbalances and rising inequality. However, a comprehensive analysis of the endogenous forces that made the crisis inevitable has yet to be presented.
Tori D, Caverzasi E, Gallegati M.
europepmc +4 more sources
Racism and racial disparities in firearm violence: A scoping review [PDF]
American Journal of Community Psychology, Volume 77, Issue 3-4, Page 314-340, June 2026.Abstract Firearm violence (i.e., interpersonal, police firearm violence) disproportionately affects racially minoritized communities. Researchers recently shifted their focus from race to racism to better understand the factors that contribute to racial disparities in firearm violence.
Daniel B. Lee +8 more
wiley +2 more sources
The Regime Shift Associated with the 2004-2008 US Housing Market Bubble. [PDF]
PLoS ONE, 2016 The Subprime Bubble preceding the Subprime Crisis of 2008 was fueled by risky lending practices, manifesting in the form of a large abrupt increase in the proportion of subprime mortgages issued in the US.
James Tan, Siew Ann Cheong
doaj +2 more sources
Homeownership and Nontraditional and Subprime Mortgages
Housing Policy Debate, 2017 AbstractThis article documents the growth and geographic distribution of nontraditional mortgages (NTMs) and subprime mortgages during 2000-2006, and examines the association between these products and homeownership at the county level between 2000 and 2012.
Xudong An +2 more
exaly +4 more sources
The delinquency of subprime mortgages [PDF]
Journal of Economics and Business, 2005 This paper focuses on understanding the determinants of the performance of subprime mortgages. A growing body of literature recognizes the substantial lag between the time that a borrower stops making payments on a mortgage and the termination of the loan.
Danis, Michelle A +1 more
openaire +4 more sources
Subprime mortgages and the housing bubble [PDF]
Journal of Urban Economics, 2011 This paper explores the link between the house-price expectations of mortgage lenders and the extent of subprime lending. It argues that bubble conditions in the housing market are likely to spur subprime lending, with favorable price expectations easing the default concerns of lenders and thus increasing their willingness to extend loans to risky ...
Jan K. Brueckner +2 more
openaire +3 more sources
The Evolution of the Subprime Mortgage Market [PDF]
Review, 2006 This paper describes subprime lending in the mortgage market and how it has evolved through time. Subprime lending has introduced a substantial amount of risk-based pricing into the mortgage market by creating a myriad of prices and product choices largely determined by borrower credit history (mortgage and rental payments, foreclosures and ...
Chomsisengphet, Souphala +1 more
openaire +2 more sources
Subprime Mortgage Delinquency Rates [PDF]
Federal Reserve Bank of San Francisco, Working Paper Series, 2007 We evaluate the importance of three different channels for explaining the recent performance of subprime mortgages. First, the riskiness of the subprime borrowing pool may have increased. Second, pockets of regional economic weakness may have helped push a larger proportion of subprime borrowers into delinquency.
Mark Doms +2 more
openaire +2 more sources
Mortgage Contract Choice in Subprime Mortgage Markets [PDF]
Finance and Economics Discussion Series, 2010 The boom in the subprime mortgage market yielded many loans with high LTV ratios. From a large proprietary database on subprime mortgages, we find that choice of mortgage rate type is not linear in loan sizes. A fixed rate mortgage contract is a popular choice when loan size, measured by LTV ratio, is small.
Gregory E. Elliehausen, Min Hwang
openaire +1 more source
Prime and Subprime Hybrid Mortgages [PDF]
Economic Synopses, 2012 Although similar in many ways, subprime hybrids were really different from prime hybrids.
Rajdeep Sengupta, Yang Liu
openaire +2 more sources