Making Your Nest Egg Last a Lifetime [PDF]
Media attention on retirement security generally focuses on the need to save enough to enjoy a comfortable retirement. However, accumulating a nest egg is no longer the only significant challenge – the other is managing one’s nest egg in retirement.
Anthony Webb
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Optimizing the Retirement Portfolio: Asset Allocation, Annuitization, and Risk Aversion [PDF]
Retirees must draw down their accumulated assets in an orderly fashion so as not to exhaust their funds too soon. We derive the optimal retirement portfolio from a menu that includes payout annuities as well as an investment allocation and a withdrawal ...
Ivica Dus +3 more
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Annuity markets and benefit design in multi-pillar pension schemes : experience and lessons from four Latin American countries [PDF]
A growing number of countries have introduced mandatory defined contribution schemes. As these schemes mature, their success will increasingly depend on how well they translate accumulated funds into a stream of retirement income. Successful reforms will
Palacios, Robert, Rofman, Rafael
core
Surprises in a Growing Market Niche - An Evaluation of the German Private Annuities Market [PDF]
High replacement rates from public old age insurance might lead to the belief that little room is left for private sector annuities in Germany. Taking a closer look, we find a small market with a surprisingly large variety of products.
von Gaudecker, Hans-Martin +1 more
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Why Was There More Household Stock Market Participation During the COVID-19 Pandemic? [PDF]
Financ Res Lett, 2022 Zheng W, Li B, Huang Z, Chen L.
europepmc +1 more source
On annuities: an overview of the issues [PDF]
Longevity is increasing in the whole world, and savings for retirement are growing quickly. There is a potential demand for certainty in the income streams for pensioners since old-fashioned pay-as-you-go systems became financially stressed.
Ferro, Gustavo
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The fair price of Guaranteed Lifelong Withdrawal Benefit option in Variable Annuity [PDF]
Problems and Perspectives in Management, 2009 Gabriella Piscopo
doaj
Opportunities and challenges surrounding financial models for high-investment medications: A survey of access decision-makers and employers. [PDF]
J Manag Care Spec Pharm, 2023 Lopata E, Terrone C, Gopalan A.
europepmc +1 more source
Asset Allocation and Location over the Life Cycle with Survival-Contingent Payouts [PDF]
This paper shows how lifelong survival-contingent payouts can enhance investor wellbeing in the context of a portfolio choice model which integrates uninsurable labor income and asymmetric mortality expectations.
Michael Z. Stamos +3 more
core
The combined impact of ability, motivation, and opportunity factors on employees' sustained workplace proactivity. [PDF]
Front PsycholLan Z, Wu X, Xing X, Wang Y.
europepmc +1 more source