Results 21 to 30 of about 220,442 (190)
Risks, 2021 A comprehensive auto insurance policy usually provides the broadest protection for the most common events for which the policyholder would file a claim.
Emilio Gómez-Déniz +1 more
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The importance of the choice of test for finding evidence of asymmetric information [PDF]
, 2014 We put one of the predictions of adverse-selection models to the test, using data from the Danish automobile insurance market: that there is a positive correlation between claims risk and insurance coverage.
Donnelly, Catherine +2 more
core +1 more source
Risks, 2016 Pay-as-you-drive (PAYD), or usage-based automobile insurance (UBI), is a policy agreement tied to vehicle usage. In this paper we analyze the effect of the distance traveled on the risk of accidents among young drivers with a PAYD policy.
Mercedes Ayuso +2 more
doaj +1 more source
Modeling Insurance Claims Distribution through Combining Generalized Hyperbolic Skew-t Distribution with Extreme Value Theory [PDF]
تحقیقات مالی, 2016 This paper examines whether combining Generalized Hyperbolic Skew-t distribution, recently introduced in the field of insurance, and Extreme Value Theory (EVT) could result in a modeling of loss function that could model central value as well as extreme ...
Saeed Bajalan +2 more
doaj +1 more source
Mathematics, 2023 Generalized Linear Models (GLMs) are the standard tool used for pricing in the field of automobile insurance. Generalized Additive Models (GAMs) are more complex and computationally intensive but allow taking into account nonlinear effects without the ...
Zuleyka Díaz Martínez +2 more
doaj +1 more source
Pricing automobile insurance using mixed Poisson distributions [PDF]
Industrija, 2018 Automobile insurance, particularly motor third liability insurance covers dominant share in the portfolio of non-life insurance in almost all countries of the world.
Simeunović Ivana +2 more
doaj
Dynamic Pricing Models for Automobile Insurance [PDF]
Financial Markets, Institutions and RisksThe accurate pricing of automobile insurance remains a critical challenge, particularly in markets where traditional models fail to capture risk heterogeneity.
Lynda Ait Bachir +2 more
doaj +1 more source
A New Relationship between People and Cars Created by KINTO, TOYOTA:
Maketingu Janaru, 2023 KINTO Corporation, established in 2019, offers Toyota and Lexus vehicles through a subscription service. The cumulative number of applicants reached 55,000 by December 2022, with young people in their 20 s and 30 s accounting for about 40% of all the ...
Kei Kuriki, Ichiro Sasaki, Mari Yoshida
doaj +1 more source
Controlling Automobile Insurance Costs [PDF]
Journal of Economic Perspectives, 1992 We begin by providing an overview of the auto insurance system and the structure of the auto insurance market. We then turn to an analysis of the factors underlying the auto insurance price increases experienced in recent years. We find that the auto insurance inflation of the 1980s was caused primarily by increases in cost factors, especially ...
J. David Cummins, Sharon Tennyson
openaire +2 more sources
Modelling Unobserved Heterogeneity in Claim Counts Using Finite Mixture Models
Risks, 2020 When modelling insurance claim count data, the actuary often observes overdispersion and an excess of zeros that may be caused by unobserved heterogeneity.
Lluís Bermúdez +2 more
doaj +1 more source