Results 21 to 30 of about 5,176 (265)
Pricing automobile insurance using mixed Poisson distributions [PDF]
Automobile insurance, particularly motor third liability insurance covers dominant share in the portfolio of non-life insurance in almost all countries of the world.
Simeunović Ivana +2 more
doaj
Modeling Insurance Claims Distribution through Combining Generalized Hyperbolic Skew-t Distribution with Extreme Value Theory [PDF]
This paper examines whether combining Generalized Hyperbolic Skew-t distribution, recently introduced in the field of insurance, and Extreme Value Theory (EVT) could result in a modeling of loss function that could model central value as well as extreme ...
Saeed Bajalan +2 more
doaj +1 more source
Generalized Linear Models (GLMs) are the standard tool used for pricing in the field of automobile insurance. Generalized Additive Models (GAMs) are more complex and computationally intensive but allow taking into account nonlinear effects without the ...
Zuleyka Díaz Martínez +2 more
doaj +1 more source
Dynamic Pricing Models for Automobile Insurance [PDF]
The accurate pricing of automobile insurance remains a critical challenge, particularly in markets where traditional models fail to capture risk heterogeneity.
Lynda Ait Bachir +2 more
doaj +1 more source
A New Relationship between People and Cars Created by KINTO, TOYOTA:
KINTO Corporation, established in 2019, offers Toyota and Lexus vehicles through a subscription service. The cumulative number of applicants reached 55,000 by December 2022, with young people in their 20 s and 30 s accounting for about 40% of all the ...
Kei Kuriki, Ichiro Sasaki, Mari Yoshida
doaj +1 more source
Controlling Automobile Insurance Costs [PDF]
We begin by providing an overview of the auto insurance system and the structure of the auto insurance market. We then turn to an analysis of the factors underlying the auto insurance price increases experienced in recent years. We find that the auto insurance inflation of the 1980s was caused primarily by increases in cost factors, especially ...
J. David Cummins, Sharon Tennyson
openaire +2 more sources
Exposure as Duration and Distance in Telematics Motor Insurance Using Generalized Additive Models
In Pay-As-You-Drive (PAYD) automobile insurance, the premium is fixed based on the distance traveled, while in usage-based insurance (UBI) the driving patterns of the policyholder are also considered. In those schemes, drivers who drive more pay a higher
Jean-Philippe Boucher +2 more
doaj +1 more source
Modelling Unobserved Heterogeneity in Claim Counts Using Finite Mixture Models
When modelling insurance claim count data, the actuary often observes overdispersion and an excess of zeros that may be caused by unobserved heterogeneity.
Lluís Bermúdez +2 more
doaj +1 more source
Kasko sigortacılığında müşteri davranışlarının belirlenmesinde demografik, psikolojik, ekonomik ve sosyo-kültürel özellikler hem müşterinin satın alma ya da almama davranışını etkilemesi bakımından hem de sigortacının üreteceği ürüne ait özelliklerin ...
Ece Demiray Erol, Dilek Alma
doaj +1 more source
Objective We developed a novel electronic health record sidecar application to visualize key rheumatoid arthritis (RA) outcomes, including disease activity, physical function, and pain, via a patient‐facing graphical interface designed for use during outpatient visits (“RA PRO dashboard”).
Gabriela Schmajuk +16 more
wiley +1 more source

